103 W Main St, Hancock, MD 21750 Property Records

Washington County property record for 103 W Main St, Hancock, MD 21750

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	6,608 sqft · built 1940
Lot Size	0.34 acres (14,800 sqft)
Owner	Company Name on File
Last Sale	$375,000 (Jul 2022)
Tax Bill	$3,483 (2026)
Deeds & Mortgages	Jul 2022 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`05-005515`

Property Details

APN / Parcel Number

Primary APN	`05-005515`
Alternative APN	`005515`

Interior

Units	12 Units
Stories	2 Stories
Building Area	6,608 sqft Total Area
1st Floor Area	13,646 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	14,800 sqft (0.34 acres)
Lot Dimensions	100 ft deep x 148 ft wide
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Space Heater
Sewer	Connected

Location & Zoning

Account Number	005515
Street Address	103 W MAIN ST
City	HANCOCK
State	MD
Zip	21750-1434
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	U
Legal Description	LOT 148X100 .34 AC 103/105/107/109 W MAIN ST HANCOCK
Jurisdiction	WASHINGTON MD
Township / Civil Division	5, HANCOCK
Census Block Group	3
Census Block	3037
Census Tract	10700

Owner

103 W Main St, a commercial property, is owned by a company that bought it in July 2022.

Source: Washington County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	215 W MAIN ST, HANCOCK, MD 21750-1320
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2022 · Amount on File
Deed Sale	Jul 11, 2022 · Amount on File
Prior Sale	May 18, 1981 · Amount on File
Deed Book / Page	7055 / 330
Record Updated	Oct 29, 2026

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Jul 11, 2022
Property Address	103 W MAIN ST, HANCOCK, MD 21750-1434
Document Number	0070550330
Book / Page	7055 / 330
Instrument Date	Jul 8, 2022
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	OLDE STONE TITLE, OLDE TOWNE TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 W MAIN ST, HANCOCK, MD 21750-1320

Mortgage

Document Number	0070550335
Date	Jul 11, 2022
Instrument	7055-0335

Lender

Name	CNB BANK INC
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 103 W Main St was $3,483, up 1.5% from the year before.

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Municipality	Hancock Town
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,483.00 (+1.55%)	$382,300 (+1.55%) Land $67,600 Building $314,700	$382,300 (-) Land $67,600 Building $314,700
2025	$3,430.00	$376,467	$382,300 Land $67,600 Building $314,700
2023	$3,337.00	$364,800 Land $67,600 Building $297,200	$364,800 Land $67,600 Building $297,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 W Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2004)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2004 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 W Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HANCOCK serves 1,921 people · EPA ID MD0210012
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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