103 W Main St, Chateaugay, NY 12920 Property Records

Franklin County and Chateaugay Town property record for 103 W Main St, Chateaugay, NY 12920

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 2,860 sqft · built 1920
Lot Size0.5 acres (21,780 sqft)
OwnerCompany Name on File
Last Sale$40,000 (Jul 2018)
Tax Bill$4,098 (2026)
Deeds & MortgagesJul 2022 Refinance
May 2019 Sale
APN1-042-13.00

Property Details

APN / Parcel Number

Primary APN1-042-13.00
Alternative APNs
  • 340106101300010070000000
  • 163401 61.13-1-7

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,860 sqft Living Area
1st Floor Area1,430 sqft
2nd Floor Area1,430 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1975
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area21,780 sqft (0.5 acres)
Garage TypeDetached
Garage Area840 sqft
Parking Spaces3 Parking Spaces
PorchPorch
Porch Area186 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1-042-13.00
Street Address103 W MAIN ST
CityCHATEAUGAY
StateNY
Zip12920-2903
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code01 - NOT Z
Legal DescriptionVILLAGE BESSETTE VILLAGE STREET
Legal Block1
Legal Lot Number7.000
JurisdictionFRANKLIN NY
Township / Civil DivisionCHATEAUGAY
Census Block Group4
Census Block4044
Census Tract952000

Owner

103 W Main St is owned by a company that bought it in July 2018.

Source: Franklin County and Chateaugay Town records, as of September 23, 2026

Owner of RecordCompany Name on File
Mailing AddressPO BOX 566, CHATEAUGAY, NY 12920-0566
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 11, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
COMMUNITY BANK NA
May 23, 2019Warranty Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 5, 2018 · Amount on File
Deed SaleJul 5, 2018 · Amount on File
Prior SaleJul 22, 2015 · Amount on File
Deed Document Number20183046
Record UpdatedOct 29, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN NY
Property Address103 W MAIN ST, CHATEAUGAY, NY 12920-2903
Transaction TypeMortgage
Record UpdatedSep 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003716
DateJul 11, 2022
Instrument2022-3716
Lender
NameCOMMUNITY BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueAug 1, 2052

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN NY
Recording DateMay 23, 2019
Property Address103 W MAIN ST, CHATEAUGAY, NY 12920-2903
Document Number0000002322
Instrument DateMay 21, 2019
Instrument2322
Transaction TypeTransfer
Record UpdatedJun 11, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1993 DEWAR DR ROCK SPRINGS WY 829015780, ROCK SPRINGS, WY 82901-5780

Tax Assessment & Valuation

The 2026 property tax bill for 103 W Main St was $4,098, up 1.9% from the year before.

Source: Franklin County and Chateaugay Town assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyFranklin County
County SubdivisionChateaugay Town
MunicipalityChateaugay Village
Unified School DistrictChateaugay Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,098.00 (+1.86%)
2025$4,023.00$190,200 Land $6,700 Building $183,500$196,589 Land $6,925 Building $189,664
2023$176,100 (+128.7%) Land $6,700 Building $169,400$176,100 (+57.8%) Land $6,700 Building $169,400
2022$77,000 Land $10,000 Building $67,000$111,594 Land $14,493 Building $97,101

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 103 W Main St.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 W Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHATEAUGAY V
serves 1,100 people · EPA ID NY1600006
Water SourceGroundwater influenced by surface water
Last State InspectionJun 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Nearby Properties on W Main St

Nearby Streets

Search Property Records by Address or Parcel Number