103 W Delta St, Aurora, MO 65605 Property Records

Lawrence County property record for 103 W Delta St, Aurora, MO 65605

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,160 sqft · built 1910
Lot Size	0.275 acres (12,000 sqft)
Owner	Individual Name on File
Tax Bill	$499 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Jun 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`191012001011015000`

Property Details

APN / Parcel Number

Primary APN	`191012001011015000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,160 sqft Living Area
1st Floor Area	1,160 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	12,000 sqft (0.275 acres)
Lot Dimensions	150 ft deep x 80 ft wide
Garage Type	Detached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	103 W DELTA ST
City	AURORA
State	MO
Zip	65605-1120
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DELTA ST,W,103; LTS 19 & 20 BLK 4 LEEPER'S ADDN - AURORA
Legal Range	26
Legal Township	26
Legal Section	12
Legal Subdivision	LEEPER'S ADDN
Legal Block	4
Legal Lot Number	19,20
Jurisdiction	LAWRENCE MO
Township / Civil Division	AURORA
Census Block Group	3
Census Block	3070
Census Tract	470601

Owner

103 W Delta St is owned and occupied by an individual who acquired it in June 2021.

Source: Lawrence County records, as of August 11, 2026

Owner of Record	Individual Name on File
Mailing Address	103 W DELTA ST, AURORA, MO 65605-1120
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2022	Deed of Trust, Mortgage · Line of Credit PEOPLES COMMUNITY BANK
Jun 8, 2021	Warranty Deed, Transfer
May 25, 2018	Beneficiary Deed, Transfer
May 2, 2018	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2021
Deed Sale	Jun 8, 2021
Prior Sale	May 2, 2018
Deed Document Number	20213492
Deed Book / Page	457 / 3471
Prior Transfer Date	May 21, 2018
Prior Transfer Doc	00454/2302
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MO
Property Address	103 W DELTA ST, AURORA, MO 65605-1120
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 W DELTA ST, AURORA, MO 65605-1120

Mortgage

Document Number	000458/111
Date	Jan 6, 2022
Book Page	458/111
Instrument	2022-00000111

Lender

Name	PEOPLES COMMUNITY BANK
Type	Bank
Address	GREENVILLE, MO 63944

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jan 1, 2032

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE MO
Recording Date	Jun 8, 2021
Property Address	103 W DELTA ST, AURORA, MO 65605-1120
Document Number	00457/3471
Book / Page	457 / 3471
Instrument Date	Jun 3, 2021
Instrument	2021-00003492
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 W DELTA ST, AURORA, MO 65605-1121

May 2018: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	LAWRENCE MO
Recording Date	May 25, 2018
Property Address	103 W DELTA ST, AURORA, MO 65605-1120
Document Number	00454/2302
Book / Page	454 / 2302
Instrument Date	May 21, 2018
Instrument	2018-00002391
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2018: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	LAWRENCE MO
Recording Date	May 2, 2018
Property Address	103 W DELTA ST, AURORA, MO 65605-1120
Document Number	00454/1880
Book / Page	454 / 1880
Instrument Date	Apr 25, 2018
Instrument	2018-00001963
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 103 W Delta St was $499, up 0.2% from the year before.

Source: Lawrence County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Aurora City
County	Lawrence County
Unified School District	Aurora R-VIII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$9,960 (-) Land $1,600 Building $8,360
2025	$499.00 (+0.2%)	$9,960 Land $1,600 Building $8,360	$48,000
2024	$498.00 (+8.97%)
2023	$457.00 (+6.28%)	$9,120 Land $1,600 Building $7,520	$48,000
2022	$430.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 W Delta St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective August 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2015–2021)
Most Recent Claim	May 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 W Delta St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY UTILITIES AURORA VERONA private · serves 8,529 people · EPA ID MO5010038
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ozark Fiber Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Wisper ISP Fixed Wireless	400 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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