Montgomery County property record for 103 W Circle Dr, Dayton, OH 45449
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,015 sqft · built 1950 |
| Lot Size | 0.139 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $106,500 (Oct 2021) |
| Tax Bill | $2,535 (2024) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Nov 2020 Sale + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | K48 00115 0040 |
| Primary APN | K48 00115 0040 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,015 sqft Living Area |
| 1st Floor Area | 725 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 6,098 sqft |
| Garage Type | Detached |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 50 sqft |
| Deck Area | 80 sqft |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 103 W CIRCLE DR |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45449-1159 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 642 CARROLLTON PK |
| Legal Subdivision | OL |
| Legal Lot Number | 40 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | WEST CARROLLTON |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 50301 |
Source: Montgomery County records · APN K48 00115 0040
Assessment roll updated January 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 103 W CIRCLE DR, DAYTON, OH 45449-1159 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 22, 2021 | Warranty Deed, Transfer · FHA Mortgage UNION SAVINGS BANK |
| Nov 16, 2020 | Warranty Deed, Transfer LANDMARK TITLE AGENCY SOUTH INC, LANDMARK TITLE AGCY SOUTH INC |
| Oct 10, 2019 | Affidavit of Death, Transfer A 1 TITLE COMPANY, A 1 TITLE CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 22, 2021 · Amount on Record |
| Deed Sale | Oct 22, 2021 · Amount on Record |
| Prior Sale | Nov 18, 2020 · Amount on Record |
| Deed Document Number | 2021-00081069 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Oct 22, 2021 |
| Property Address | 103 W CIRCLE DR, DAYTON, OH 45449-1159 |
| Document Number | 0000081069 |
| Instrument Date | Oct 15, 2021 |
| Instrument | 2021-00081069 |
| Transaction Type | Transfer |
| Record Updated | Nov 08, 2021 |
| Title Company | HOME SERVICES TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 W CIRCLE DR, WEST CARROLLTON, OH 45449-1159 |
| Document Number | 0000081070 |
|---|---|
| Date | Oct 22, 2021 |
| Instrument | 2021-00081070 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Nov 16, 2020 |
| Property Address | 103 W CIRCLE DR, DAYTON, OH 45449-1159 |
| Document Number | 0000069845 |
| Instrument Date | Sep 25, 2020 |
| Instrument | 69845 |
| Transaction Type | Transfer |
| Record Updated | Dec 04, 2020 |
| Title Company | LANDMARK TITLE AGENCY SOUTH INC, LANDMARK TITLE AGCY SOUTH INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $195.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 W CIRCLE DR WEST CARROLLTON OH 454491159, WEST CARROLLTON, OH 45449-1159 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Oct 10, 2019 |
| Property Address | 103 W CIRCLE DR, DAYTON, OH 45449-1159 |
| Document Number | 0000056333 |
| Instrument Date | Aug 15, 2019 |
| Instrument | 56333 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2019 |
| Title Company | A 1 TITLE COMPANY, A 1 TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1325 DUTCHESS AVE KETTERING OH 454201362, KETTERING, OH 45420-1362 |
Source: Montgomery County records · Assessment roll updated January 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | West Carrollton City |
| Unified School District | West Carrollton City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $39,470 (-) Land $8,750 Building $30,720 | ||
| 2024 | $2,535.00 (+2.84%) | ||
| 2023 | $2,465.00 (+15.24%) | $39,470 (+70.72%) Land $8,750 Building $30,720 | $112,750 (+70.7%) Land $24,990 Building $87,760 |
| 2022 | $2,139.00 | $23,120 Land $6,160 Building $16,960 | |
| 2020 | $66,050 Land $17,600 Building $48,450 |
Source: FEMA National Flood Hazard Layer as of June 21, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 4 (1979–2005) |
| Most Recent Claim | Jan 2005 · Severe Winter Storms, Flooding, And Mudslides |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Benton Ridge Telephone Company Fixed Wireless | 400 / 40 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 181 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WEST CARROLLTON CITY PWS serves 8,361 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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