Caroline County property record for 103 W Belle St, Ridgely, MD 21660
| Property Type | Auto Repair, Garage |
|---|---|
| Details | 4,752 sqft · built 1988 |
| Lot Size | 0.413 acres (18,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $79,000 (Feb 2004) |
| Tax Bill | $2,145 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-010591 |
| Primary APN | 07-010591 |
|---|---|
| Alternative APNs |
|
| Units | 2 Units |
|---|---|
| Stories | 1 Story |
| Building Area | 4,752 sqft Total Area |
| 1st Floor Area | 4,752 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Construction Type | Brick |
| Fire Resistance | Special |
| Lot Area | 18,000 sqft (0.413 acres) |
| Lot Dimensions | 180 ft deep x 100 ft wide |
| Shed | 1 Shed |
| Shed Area | 200 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Space Heater |
|---|---|
| Sewer | Connected |
| Account Number | 010591 |
|---|---|
| Street Address | 103 W BELLE ST |
| City | RIDGELY |
| State | MD |
| Zip | 21660-2008 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Auto Repair, Garage |
| Local Zoning Code | I1 |
| Legal Description | LOT 18000 SF SW/S BELL STREET RIDGELY |
| Legal Lot Number | 18000 |
| Jurisdiction | CAROLINE MD |
| Township / Civil Division | 7, RIDGELY |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 955201 |
103 W Belle St, a commercial property, is owned by two individuals who bought it in February 2004.
Source: Caroline County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 103 W BELLE ST, RIDGELY, MD 21660-2008 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 12, 2004 · Amount on File |
| Deed Sale | Feb 12, 2004 · Amount on File |
| Deed Document Number | 2004155 |
| Deed Book / Page | 527 / 181 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 103 W Belle St was $2,145, up 0.7% from the year before.
Source: Caroline County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Caroline County |
| Municipality | Ridgely Town |
| Unified School District | Caroline County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,145.00 (+0.7%) | $144,167 | $147,000 Land $48,400 Building $98,600 |
| 2025 | $2,130.00 | ||
| 2023 | $2,119.00 | $138,500 Land $48,400 Building $90,100 | $138,500 Land $48,400 Building $90,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 103 W Belle St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 W Belle St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF RIDGELY serves 1,600 people · EPA ID MD0050006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Choptank Fiber, T-Mobile.
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