103 W 7th St, Stover, MO 65078 Property Records

Morgan County property record for 103 W 7th St, Stover, MO 65078

Property Summary

Property Type	Single Family Home
Details	1,392 sqft · built 1980
Lot Size	1.2 acres (52,535 sqft)
Owner	2 Individual Names on Record
Tax Bill	$901 (2025)
Deeds & Mortgages	Mar 2007 Mortgage Dec 2006 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`09-7.0-35-200-008-001.000`

Property Details

APN / Parcel Number

Primary APN	`09-7.0-35-200-008-001.000`

Interior

Stories	1 Story
Building Area	1,392 sqft Living Area
1st Floor Area	1,392 sqft
Flooring	Carpet

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Roof Type	Gable
Roof Material	Asphalt
Lot Area	52,535 sqft
Lot Dimensions	160 ft deep x 121 ft wide
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	103 W 7TH ST
City	STOVER
State	MO
Zip	65078-0972
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 5 & 6 ROWLANDS DEV #2 ADD TO STOVER 120.5 X 160
Legal Range	19
Legal Township	43
Legal Section	35
Legal Subdivision	ROWLANDS DEV #2
Legal Block	3
Legal Lot Number	5,6
Jurisdiction	MORGAN MO
Township / Civil Division	HAW CREEK
Census Block Group	3
Census Block	3006
Census Tract	470200

Owner

Source: Morgan County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2837 SWIFTON DR, SARASOTA, FL 34231-6201
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2007	Deed of Trust, Mortgage FIELDSTONE MORTGAGE COMPANY
Dec 20, 2006	Deed of Trust, Mortgage COMMUNITY BANK OF THE OZARKS INC
Feb 13, 2013	Deed of Trust, Mortgage MERS
Apr 22, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Dec 8, 2025	Warranty Deed, Transfer HUBBARD-KAVANAUGH TITLE COMPANY, HUBBARD KAVANAUGH TTL GUARAN
Jun 6, 2025	Beneficiary Deed, Transfer
Sep 23, 2024	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2025
Deed Sale	Dec 8, 2025
Deed Document Number	20255943
Prior Transfer Date	Jun 5, 2025
Prior Transfer Doc	0202502475
Record Updated	Oct 29, 2026

March 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN MO
Property Address	103 W 7TH ST, STOVER, MO 65078-0972
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	200700001287
Date	Mar 7, 2007
Instrument	200700001287

Lender

Name	FIELDSTONE MORTGAGE COMPANY
Address	11000 BROKEN LAND PKWY, COLUMBIA, MD 21044

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2037

December 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN MO
Property Address	103 W 7TH ST, STOVER, MO 65078-0972
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 W 7TH ST, STOVER, MO 65078-0972

Mortgage

Document Number	200600008407
Date	Dec 20, 2006
Instrument	200600008407

Lender

Name	COMMUNITY BANK OF THE OZARKS INC
Address	PO BOX 43, SUNRISE BEACH, MO 65079

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2037

February 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN MO
Property Address	103 W 7TH ST, STOVER, MO 65078-0972
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	201300000701
Date	Feb 13, 2013
Instrument	201300000701

Lender

Name	MERS
Address	PO BOX 9009, SPRINGFIELD, MO 65808

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2043

April 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MORGAN MO
Recording Date	Apr 22, 2026
Property Address	103 W 7TH ST, STOVER, MO 65078-0972
Document Number	0000001856
Instrument Date	Apr 17, 2026
Instrument	20261856
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 S WALNUT ST, STOVER, MO 65078-0818

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN MO
Recording Date	Dec 8, 2025
Property Address	103 W 7TH ST, STOVER, MO 65078-0972
Document Number	0202505943
Map Reference	MB 1968 PG 43
Instrument Date	Dec 5, 2025
Instrument	202505943
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	HUBBARD-KAVANAUGH TITLE COMPANY, HUBBARD KAVANAUGH TTL GUARAN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2837 SURFTON DR, SARASOTA, FL 34231

June 2025: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	MORGAN MO
Recording Date	Jun 6, 2025
Property Address	103 W 7TH ST, STOVER, MO 65078-0972
Document Number	0202502475
Map Reference	MB 1968 PG 43
Instrument Date	Jun 5, 2025
Instrument	202502475
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2024: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	MORGAN MO
Recording Date	Sep 23, 2024
Property Address	103 W 7TH ST, STOVER, MO 65078-0972
Document Number	0202404366
Map Reference	MB 1968 PG 43
Instrument Date	Sep 23, 2024
Instrument	202404366
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	103 W 2ND ST, STOVER, MO 65078

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 W 7TH ST, STOVER, MO 65078-0972

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Morgan County
Municipality	Stover City
Unified School District	Morgan County R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$18,410 (-) Land $1,729 Building $16,681	$96,900 (-) Land $9,100 Building $87,800
2025	$901.00 (+8.69%)	$18,410 (+10.97%) Land $1,729 Building $16,681	$96,900 (-) Land $9,100 Building $87,800
2024	$829.00 (-0.72%)		$96,900 (+11%) Land $9,100 Building $87,800
2023	$835.00 (-0.12%)	$16,590
2022	$836.00 (+40.03%)		$87,300 Land $8,000 Building $79,300
2011	$597.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 77% of Missouri
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STOVER PWS serves 1,094 people · EPA ID MO3010767
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Co-Mo Connect Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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