Monroe County property record for 103 W 1st St, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 910 sqft · built 1948 |
| Lot Size | 0.261 acres (2,467 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $997 (2025) |
| Deeds & Mortgages | Apr 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-25-205-010-000 |
| Primary APN | 07-25-205-010-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 910 sqft Living Area |
| 1st Floor Area | 910 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 2,467 sqft (0.261 acres) |
| Lot Dimensions | 30 ft deep x 83 ft wide |
| Garage Area | 384 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 103 W 1ST ST |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | WB3 |
| Legal Description | LOT 30B MARTINS RESURVEY OF OLD TOWN |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 25 |
| Legal Subdivision | MARTINS RESURVEY OF OLD |
| Legal Lot Number | 30B |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 32 |
| Census Block Group | 3 |
| Census Block | 3033 |
| Census Tract | 600401 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Waterloo Historic District listed 1978 · 236 contributing resources · NRIS 78001177 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
103 W 1st St is owned and occupied by an individual who acquired it in March 2022.
Source: Monroe County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 103 W 1ST ST, WATERLOO, IL 62298-1204 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 29, 2022 |
| Transfer Doc | 0000423616 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Apr 5, 2022 |
| Property Address | 103 W 1ST ST, WATERLOO, IL 62298-1204 |
| Document Number | 0000423616 |
| Map Reference | MB A PG 14 |
| Instrument Date | Mar 29, 2022 |
| Instrument | 423616 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 W 1ST ST, WATERLOO, IL 62298-1204 |
The 2025 property tax bill for 103 W 1st St was $997, down 2.4% from the year before.
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $997.00 (-2.35%) | $16,340 Land $3,250 Building $13,090 | $49,020 Land $9,750 Building $39,270 |
| 2024 | $1,021.00 | ||
| 2022 | $16,340 Land $3,250 Building $13,090 | $49,020 Land $9,750 Building $39,270 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 103 W 1st St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 103 W 1st St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO serves 10,190 people · EPA ID IL1330300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Harrisonville Telephone Company DSL · Fiber in parts of the area | 100 / 20 |
May also be available: ClearWave, Wisper ISP.
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