Frederick County property record for 103 W 14th St, Frederick, MD 21701
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,232 sqft · built 1940 |
| Lot Size | 0.152 acres (6,650 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $189,000 (Dec 2000) |
| Tax Bill | $7,143 (2023) |
| Deeds & Mortgages | May 2018 Line of Credit Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-018365 |
| Primary APN | 02-018365 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,232 sqft Total Area |
| 1st Floor Area | 1,068 sqft |
| Basement Area | 788 sqft |
| Finished Basement | 788 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 6,650 sqft (0.152 acres) |
| Lot Depth | 1 ft Depth |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 168 sqft |
| Deck Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | 018365 |
|---|---|
| Old Parcel Number | 2018365 |
| Street Address | 103 W 14TH ST |
| City | FREDERICK |
| State | MD |
| Zip | 21701-4415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Description | LTS #4, & 5, BLK. I. 50 X 133 103 W. 14TH ST. |
| Legal Subdivision | BUCKEY DANIEL H PROP |
| Legal Block | I |
| Legal Lot Number | 4,5 5 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 750801 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Frederick County records, as of September 25, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 103 W 14TH ST, FREDERICK, MD 21701-4415 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 24, 2018 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Oct 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage EMPIRE FINANCIAL SERVICES INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 14, 2000 · Amount on Record |
| Deed Sale | Dec 14, 2000 · Amount on Record |
| Prior Sale | Apr 3, 1997 · Amount on Record |
| Deed Document Number | 007984 |
| Deed Book / Page | 2791 / 1131 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 103 W 14TH ST, FREDERICK, MD 21701-4415 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0124290034 |
|---|---|
| Date | May 24, 2018 |
| Book Page | 12429/0034 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 9, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 103 W 14TH ST, FREDERICK, MD 21701-4415 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | WORLDWIDE SETTLEMENTS INC |
| Name | Verified Name |
|---|---|
| Address | 103 W 14TH ST, FREDERICK, MD 21701-4415 |
| Document Number | 0142150220 |
|---|---|
| Date | Oct 28, 2020 |
| Book Page | 14215/220 |
| Name | EMPIRE FINANCIAL SERVICES INC |
|---|---|
| Type | Non-Lending Institution |
| Address | ROCKVILLE, MD 20850 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2035 |
Source: Frederick County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $7,143.00 Homeowner's exemption | $403,533 | $464,400 Land $102,600 Building $361,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 5 (2018–2019) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Jul 2019 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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