103 Vody's Ct, Smithsburg, MD 21783 Property Records

Washington County property record for 103 Vody's Ct, Smithsburg, MD 21783

Property Summary

Property Type	Single Family Home
Details	2 ba · 996 sqft · built 1994
Lot Size	0.265 acres (11,522 sqft)
Owner	Individual Name on Record
Last Sale	$195,780 (Sep 2008)
Tax Bill	$2,204 (2026)
Deeds & Mortgages	Sep 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07-028733`

Property Details

APN / Parcel Number

Primary APN	`07-028733`
Alternative APN	`028733`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	996 sqft Total Area
Basement Area	702 sqft
Finished Basement	702 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	11,522 sqft (0.265 acres)
Deck Area	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	028733
Street Address	103 VODYS CT
City	SMITHSBURG
State	MD
Zip	21783-2075
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 422 11522 SQ FT 103 VODYS COURT WHISPERING HILLS
Legal Subdivision	WHISPERING HIL
Legal Lot Number	422
Jurisdiction	WASHINGTON MD
Township / Civil Division	7, SMITHSBURG
Census Block Group	3
Census Block	3003
Census Tract	11301

Owner

Source: Washington County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	103 VODYS CT, SMITHSBURG, MD 21783-2075
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2008 · Amount on Record
Deed Sale	Sep 9, 2008 · Amount on Record
Prior Sale	Aug 28, 2008 · Amount on Record
Deed Document Number	2008934
Deed Book / Page	3544 / 675
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	103 VODYS CT, SMITHSBURG, MD 21783-2075
Transaction Type	Mortgage
Record Updated	Nov 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 VODYS CT, SMITHSBURG, MD 21783-2075

Mortgage

Document Number	0077690234
Date	Sep 29, 2025
Book Page	7769/234

Lender

Name	MIDDLETOWN VALLEY BANK
Type	Bank
Address	MIDDLETOWN, MD 21769

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Municipality	Smithsburg Town
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,204.00 (+5.61%) Homeowner's exemption	$266,133 (+9.35%)	$288,900 (-) Land $65,700 Building $223,200
2025	$2,087.00 (+10.48%) Homeowner's exemption	$243,367 (+16.24%)	$288,900 (+30.96%) Land $65,700 Building $223,200
2023	$1,889.00 Homeowner's exemption	$209,367	$220,600 Land $65,700 Building $154,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2006)
Most Recent Claim	Jun 2006 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SMITHSBURG DISTRIBUTION SYSTEM serves 2,500 people · EPA ID MD0210018
Water Source	Purchased surface water from CITY OF HAGERSTOWN
Last State Inspection	Mar 2026

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber · Cable	2,300 / 2,300
Xfinity Fiber	2,000 / 250