McLennan County property record for 103 Virginia Dr, Waco, TX 76705
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,427 sqft · built 1999 |
| Lot Size | 0.196 acres (8,520 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,796 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Jan 2024 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-035100-000100-4 |
| Primary APN | 20-035100-000100-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,427 sqft Living Area |
| 1st Floor Area | 1,427 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Reinforced Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 8,520 sqft (0.196 acres) |
| Lot Dimensions | 142 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 220 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 390 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 85 sqft |
| Patio Area | 24 sqft |
| Storage Building | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 103 VIRGINIA DR |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76705-1116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | NEW HAVEN LOT 1 BLOCK A ACRES .1956 |
| Legal Subdivision | NEW HAVEN |
| Legal Block | A |
| Legal Lot Number | 1 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 3200 |
Source: McLennan County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 103 VIRGINIA DR, WACO, TX 76705-1116 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 27, 2026 | Deed of Trust, Mortgage · Line of Credit FINANCIAL CORPORATION |
| Jan 9, 2024 | Gift Deed, Transfer ALA TITLE, ALAMO TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 9, 2024 |
| Deed Sale | Jan 9, 2024 |
| Deed Document Number | 2024714 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Jul 27, 2026 |
| Property Address | 103 VIRGINIA DR, WACO, TX 76705-1116 |
| Document Number | 0000023754 |
| Instrument Date | May 29, 2026 |
| Instrument | 202623754 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 103 VIRGINIA DR, WACO, TX 76705-1116 |
| Document Number | 0000023754, |
|---|---|
| Date | Jul 27, 2026 |
| Instrument | 202623754 |
| Name | FINANCIAL CORPORATION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 24, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Jan 9, 2024 |
| Property Address | 103 VIRGINIA DR, WACO, TX 76705-1116 |
| Document Number | 0000000714 |
| Map Reference | VOL 825 PG 486 |
| Instrument Date | Jan 5, 2024 |
| Instrument | 2024000714 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2026 |
| Title Company | ALA TITLE, ALAMO TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 VIRGINIA DR, WACO, TX 76705-1116 |
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Lacy-Lakeview City |
| Unified School District | Connally Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $234,923 (+5.03%) Land $28,031 Building $206,892 | $234,923 (+5.03%) Land $28,031 Building $206,892 | |
| 2025 | $2,796.00 (-16.19%) Homeowner's exemption | $223,680 (+21.79%) Land $25,560 Building $198,120 | $223,680 (+21.79%) Land $25,560 Building $198,120 |
| 2024 | $3,336.00 (+2.65%) | ||
| 2023 | $183,660 Land $25,560 Building $158,100 | $183,660 Land $25,560 Building $158,100 | |
| 2022 | $3,250.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (1985–2020) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Feb 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 85% of Texas |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LACY LAKEVIEW serves 7,275 people · EPA ID TX1550033 |
|---|---|
| Water Source | Purchased surface water from CITY OF WACO |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 13 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Central Link Broadband Fixed Wireless | 100 / 20 |
May also be available: AT&T, Pavlov Media.
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