103 Vfw Rd, Morganton, NC 28655 Property Records

Burke County property record for 103 Vfw Rd, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,899 sqft · built 1964
Lot Size	0.84 acres (36,590 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,088 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1794455961`

Property Details

APN / Parcel Number

Primary APN	`1794455961`
Alternative APN	`28080`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,899 sqft Living Area
1st Floor Area	1,899 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Brick Veneer
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	36,590 sqft (0.84 acres)
Garage Type	Carport
Garage Area	448 sqft
Carport	Carport
Carport Area	448 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	128 sqft
Patio Area	128 sqft
Shed	1 Shed
Shed Area	336 sqft
Lean-To	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	103 VFW RD
City	MORGANTON
State	NC
Zip	28655-9054
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MEDIUM INT
Legal Description	103 VFW RD MORGANTON, NC 28655
Legal Subdivision	PROPERTY OF IMA MAXINE WEBB
Jurisdiction	BURKE NC
Township / Civil Division	QUAKER MEADOWS
Census Block Group	2
Census Block	2015
Census Tract	20202

Owner

Source: Burke County records, as of September 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	103 VFW RD, MORGANTON, NC 28655-9054
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Oct 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPS CU
Jun 11, 2019	Deed of Trust, Mortgage · Line of Credit STATE EMPS FCU
Jun 13, 2017	Deed of Trust, Mortgage · Line of Credit STATE EMPS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2013
Deed Sale	Jul 26, 2013
Prior Sale	Mar 4, 2013 · Amount on Record
Deed Document Number	20137072
Deed Book / Page	2098 / 374
Prior Transfer Date	Jun 1, 2009
Prior Transfer Doc	0018470146
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	103 VFW RD, MORGANTON, NC 28655-9054
Transaction Type	Mortgage
Record Updated	Sep 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026450756
Date	Sep 16, 2022
Book Page	2645/756
Instrument	2021025764

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	MORGANTON, NC 28680

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	103 VFW RD, MORGANTON, NC 28655-9054
Document Number	0024980579
Instrument Date	Oct 29, 2020
Transaction Type	Mortgage
Record Updated	Nov 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 VFW RD MORGANTON NC 286559054, MORGANTON, NC 28655-9054

Mortgage

Document Number	0024980579
Date	Nov 3, 2020
Book Page	002498/000579
Instrument	46543

Lender

Name	STATE EMPS CU
Address	MORGANTON, NC 28680

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	103 VFW RD, MORGANTON, NC 28655-9054
Document Number	0024080979
Instrument Date	Jun 11, 2019
Transaction Type	Mortgage
Record Updated	Jul 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024080979
Date	Jun 17, 2019
Book Page	002408/000979
Instrument	29022

Lender

Name	STATE EMPS FCU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	103 VFW RD, MORGANTON, NC 28655-9054
Document Number	0022980093
Book / Page	002298 / 000093
Instrument Date	Jun 13, 2017
Transaction Type	Mortgage
Record Updated	Jul 17, 2017
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 VFW RD MORGANTON NC 286559054, MORGANTON, NC 28655-9054

Mortgage

Document Number	0022980093
Date	Jun 19, 2017
Book Page	002298/000093
Instrument	5491

Lender

Name	STATE EMPS FCU
Type	Credit Union
Address	MORGANTON, NC 28655

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Burke County assessment roll, as of September 25, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Morganton City
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,088.00	$178,688 (-) Land $22,358 Building $156,330	$178,688 (-) Land $22,358 Building $156,330
2023	$1,088.00	$178,688 Land $22,358 Building $156,330	$178,688 Land $22,358 Building $156,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2003)
Most Recent Claim	Apr 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Compas X-Stream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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