103 Valley View Ave, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 103 Valley View Ave, Edgewater, MD 21037

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,428 sqft · built 1956
Lot Size	0.14 acres (6,080 sqft)
Owner	Individual Name on File
Last Sale	$485,000 (May 2025)
Tax Bill	$4,140 (2026)
Deeds & Mortgages	Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-411-05406810`

Property Details

APN / Parcel Number

Primary APN	`01-411-05406810`
Alternative APNs	`141105406810` `41105406810`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,428 sqft Living Area
Gross Area	1,476 sqft
1st Floor Area	1,428 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Conventional
Exterior Material	Siding Sheathing
Roof Material	Composition Shingle
Lot Area	6,080 sqft (0.14 acres)
Porch	Slab
Porch Area	48 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	41105406810
Street Address	103 VALLEY VIEW AVE
City	EDGEWATER
State	MD
Zip	21037-3817
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 8 BK A HOLLY HILL HARBOR
Legal Subdivision	HOLLY HILL HARBOR
Legal Block	A
Legal Lot Number	8
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	2
Census Block	2031
Census Tract	701202

Owner

103 Valley View Ave is owned and occupied by an individual who bought it in May 2025.

Source: Anne Arundel County records, as of October 14, 2026

Owner of Record	Individual Name on File
Mailing Address	103 VALLEY VIEW AVE, EDGEWATER, MD 21037-3817
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2025 · Amount on File
Deed Sale	May 29, 2025 · Amount on File
Prior Sale	Dec 14, 2023 · Amount on File
Deed Book / Page	41358 / 437
Record Updated	Oct 29, 2026

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Dec 14, 2023
Property Address	103 VALLEY VIEW AVE, EDGEWATER, MD 21037-3817
Document Number	0401200319
Book / Page	40120 / 319
Map Reference	MB 24 FO 38
Instrument Date	Oct 27, 2023
Transaction Type	Transfer
Record Updated	Jan 4, 2024
Title Company	EAGLE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	6346 TRAILING ARBUTUS CT, LOTHIAN, MD 20711-9507

Mortgage

Document Number	0040120326
Date	Dec 14, 2023
Instrument	40120/326

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 103 Valley View Ave was $4,140, up 2.2% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,140.00 (+2.2%)	$335,200 Land $196,200 Building $139,000	$335,200 Land $196,200 Building $139,000
2025	$4,051.00
2023	$2,263.00 Homeowner's exemption	$301,300 Land $196,200 Building $105,100	$301,300 Land $196,200 Building $105,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Valley View Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 165 policies
Nearby Flood Policies	165 in force
Nearby Flood Claims	15 (2003–2024)
Claims Outside the SFHA	1 of 15
Most Recent Claim	Apr 2024 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Valley View Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20