Bradford County property record for 103 Valley Rd, Starke, FL 32091
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,927 sqft · built 1994 |
| Lot Size | 0.968 acres (42,178 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,136 (2025) |
| Deeds & Mortgages | May 2022 Sale Aug 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 02896-0-00102 |
| Primary APN | 02896-0-00102 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,927 sqft Living Area |
| Gross Area | 2,232 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 42,178 sqft (0.968 acres) |
| Lot Depth | 281 ft Depth |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Deck Area | 260 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 103 VALLEY RD |
|---|---|
| City | STARKE |
| State | FL |
| Zip | 32091-3632 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 27 6S 22 LOT 2 PINEDALE S/D. |
| Legal Range | 22E |
| Legal Township | 06S |
| Legal Section | 27 |
| Legal Subdivision | PINEDALE S/D. |
| Legal Lot Number | 2 |
| Jurisdiction | BRADFORD FL |
| Township / Civil Division | STARKE |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 100 |
Source: Bradford County records, as of March 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 103 VALLEY RD, STARKE, FL 32091-3632 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| May 11, 2022 | Special Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Aug 23, 2017 | Deed of Trust, Mortgage · Line of Credit CAPITAL CTY BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 1, 2016 |
| Deed Sale | Jan 1, 2016 |
| Deed Book / Page | 1610 / 174 |
| Last Transfer Date | Apr 11, 2022 |
| Transfer Doc | 0004004590 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | BRADFORD FL |
| Recording Date | May 11, 2022 |
| Property Address | 103 VALLEY RD, STARKE, FL 32091-3632 |
| Document Number | 0004004590 |
| Book / Page | 1970 / 199 |
| Map Reference | MB 3 PG 39 |
| Instrument Date | Apr 11, 2022 |
| Instrument | 202204004590 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 103 VALLEY RD, 103, STARKE, FL 32091-3632 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 103 VALLEY RD, STARKE, FL 32091-3632 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRADFORD FL |
| Property Address | 103 VALLEY RD, STARKE, FL 32091-3632 |
| Document Number | 0004009173 |
| Book / Page | 001703 / 000393 |
| Instrument Date | Aug 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 103 VALLEY RD STARKE FL 320913632, STARKE, FL 32091-3632 |
| Document Number | 0004009173 |
|---|---|
| Date | Oct 5, 2017 |
| Book Page | 001703/000393 |
| Instrument | 4009173 |
| Name | CAPITAL CTY BK |
|---|---|
| Type | Bank |
| Address | TALLAHASSEE, FL 32302 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Bradford County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bradford County |
| Municipality | Starke City |
| Unified School District | Bradford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,136.00 (+10.5%) | $212,207 (+6.01%) Land $28,000 Building $184,207 | $212,207 (+6.01%) Land $28,000 Building $184,207 |
| 2024 | $3,743.00 (+6.97%) | $200,176 (+9.71%) Land $28,000 Building $172,176 | $200,176 (+9.71%) Land $28,000 Building $172,176 |
| 2023 | $3,499.00 (+10.73%) | $182,458 (+15.05%) Land $20,000 Building $162,458 | $182,458 (+15.05%) Land $20,000 Building $162,458 |
| 2022 | $3,160.00 | $158,597 Land $16,200 Building $142,397 | $158,597 Land $16,200 Building $142,397 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 43 policies |
| Nearby Flood Policies | 43 in force |
| Nearby Flood Claims | 14 (1983–2017) |
| Claims Outside the SFHA | 4 of 14 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 78% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF STARKE serves 6,800 people · EPA ID FL2040211 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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