103 Vale Ct, Winchester, VA 22602 Property Records

Frederick County property record for 103 Vale Ct, Winchester, VA 22602

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,258 sqft · built 1996
Lot Size0.32 acres (14,092 sqft)
Owner2 Individual Names on Record
Last Sale$142,000 (Jul 1999)
Tax Bill$2,338 (2026)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN65F2-2-99

Property Details

APN / Parcel Number

Primary APN65F2-2-99
Alternative APN
  • 8036655

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,258 sqft Living Area
Gross Area4,328 sqft
1st Floor Area1,129 sqft
Basement Area1,129 sqft
Unfinished Basement1,129 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 2015
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area14,092 sqft (0.32 acres)
TerrainRolling
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area191 sqft
Deck Area288 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number8036655
Street Address103 VALE CT
CityWINCHESTER
StateVA
Zip22602-7015
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRP
Legal DescriptionSENSENY GLEN L99S2
Legal SubdivisionSENSENY GLEN
Legal Lot Number99
JurisdictionFREDERICK VA
Township / Civil DivisionRED BUD
Census Block Group2
Census Block2001
Census Tract51104

Owner

Source: Frederick County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address103 VALE CT, WINCHESTER, VA 22602-7015
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 1, 1999 · Amount on Record
Deed SaleJul 1, 1999 · Amount on Record
Deed Book / Page940 / 1626
Last Transfer DateDec 23, 2004
Transfer Doc0500004258
Record UpdatedSep 20, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK VA
Property Address103 VALE CT, WINCHESTER, VA 22602-7015
Document Number0000011099
Instrument DateAug 17, 2020
Transaction TypeMortgage
Record UpdatedSep 14, 2020
Title CompanyOLD TOWNE TITLE COMPANY, OLD TOWNE TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 VALE CT WINCHESTER VA 226027015, WINCHESTER, VA 22602-7015

Mortgage

Document Number0000011099
DateAug 21, 2020
Instrument11099
Lender
NameHOMESPIRE MTG CORP
AddressGAITHERSBURG, MD 20878
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 20, 2050

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,338.00 (+10.39%)$441,200 Land $103,000 Building $338,200$441,200 Land $103,000 Building $338,200
2025$2,118.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

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