Middlesex County and Watertown City property record for 103 Union St, Watertown, MA 02472
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 3 ba · 2,880 sqft · built 1925 |
| Lot Size | 0.073 acres (3,185 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $12,884 (2026) |
| Deeds & Mortgages | Mar 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 3070-36 |
| Primary APN | 3070-36 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Stories | 3 Stories |
| Building Area | 2,880 sqft Living Area |
| Gross Area | 4,766 sqft |
| Basement Area | 1,152 sqft |
| Unfinished Basement | 1,152 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,185 sqft (0.073 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 2544 |
|---|---|
| Street Address | 103 UNION ST |
| City | WATERTOWN |
| State | MA |
| Zip | 02472-2524 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | T |
| Legal Block | 7A |
| Legal Lot Number | B |
| Jurisdiction | WATERTOWN MA |
| Township / Civil Division | WATERTOWN TOWN |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 370403 |
Source: Middlesex County and Watertown City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 103 UNION ST, WATERTOWN, MA 02472-2524 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 22, 2019 |
| Transfer Doc | 72375-292 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WATERTOWN MA |
| Recording Date | Mar 26, 2019 |
| Property Address | 103 UNION ST, WATERTOWN, MA 02472-2524 |
| Document Number | 72375-292 |
| Book / Page | 072375 / 000292 |
| Instrument Date | Mar 22, 2019 |
| Instrument | 36748 |
| Transaction Type | Transfer |
| Record Updated | Apr 9, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 103 UNION ST WATERTOWN MA 024722524, WATERTOWN, MA 02472-2524 |
Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Watertown City |
| Unified School District | Watertown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,884.00 (+7.56%) | $1,056,100 (+2.98%) Land $497,800 Building $558,300 | $1,000,978 |
| 2025 | $11,978.00 (+10.75%) | $1,025,500 (+10.94%) Land $497,800 Building $527,700 | |
| 2024 | $10,815.00 (-11.35%) | $924,400 (+2.91%) Land $487,000 Building $437,400 | |
| 2023 | $12,199.00 | $898,300 Land $465,900 Building $432,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERTOWN DEPARTMENT OF PUBLIC WORKS serves 35,985 people · EPA ID MA3314000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 635 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
May also be available: AT&T, T-Mobile, Verizon.
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