St. Louis County property record for 103 Union Rd, Saint Louis, MO 63123
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,299 sqft · built 1904 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Last Sale | $90,000 (Jun 2014) |
| Tax Bill | $2,282 (2025) |
| Deeds & Mortgages | May 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 25H-32-0738 |
| Primary APN | 25H-32-0738 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,299 sqft Living Area |
| 1st Floor Area | 928 sqft |
| Year Built | Built 1904 |
|---|---|
| Effective Year Built | Effective 1904 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 55 ft deep x 55 ft wide |
| Porch | Open Frame Porch |
| Porch Area | 50 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 103 UNION RD |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63123-7646 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | KETTLER GARDENS LOT 1 |
| Legal Subdivision | KETTLER GARDENS |
| Legal Lot Number | 1 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | LEMAY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 220102 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the St. Stanislaus Seminary listed 1972 · 3 contributing resources · NRIS 72001491 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
103 Union Rd is owned and occupied by an individual who acquired it in March 2023.
Source: St. Louis County records, as of October 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 103 UNION RD, SAINT LOUIS, MO 63123-7646 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 27, 2014 · Amount on File |
| Deed Sale | Jun 27, 2014 · Amount on File |
| Prior Sale | Jul 23, 2010 · Amount on File |
| Deed Document Number | 2014573 |
| Deed Book / Page | 21068 / 1608 |
| Last Transfer Date | Mar 21, 2023 |
| Transfer Doc | 0000000506 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | May 24, 2023 |
| Property Address | 103 UNION RD, SAINT LOUIS, MO 63123-7646 |
| Document Number | 2023052400506 |
| Map Reference | MB 345 PG 380 |
| Instrument Date | Mar 21, 2023 |
| Instrument | 2023052400506 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 103 UNION RD, SAINT LOUIS, MO 63123-7646 |
| Name | Verified Name |
|---|---|
| Address | 103 UNION RD, SAINT LOUIS, MO 63123-7646 |
The 2025 property tax bill for 103 Union Rd was $2,282, down 7.3% from the year before.
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Unified School District | Bayless School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $33,780 (-) Land $12,350 Building $21,430 | $177,800 (-) Land $65,000 Building $112,800 | |
| 2025 | $2,282.00 (-7.31%) | $33,780 Land $12,350 Building $21,430 | $177,800 Land $65,000 Building $112,800 |
| 2024 | $2,462.00 (+5.3%) | ||
| 2023 | $2,338.00 (+22.73%) | $34,000 (+34.33%) Land $6,180 Building $27,820 | $178,900 Land $32,500 Building $146,400 |
| 2022 | $1,905.00 | $25,310 Land $7,070 Building $18,240 | |
| 2021 | $133,200 Land $37,200 Building $96,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 103 Union Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2023.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 2 (2023–2024) |
| Most Recent Claim | Nov 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 103 Union Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 800 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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