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103 Trafalgar Dr, Dover, DE 19904 Property Records

Kent County property record for 103 Trafalgar Dr, Dover, DE 19904

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,507 sqft · built 1995
Lot Size0.12 acres (5,227 sqft)
Owner2 Individual Names on Record
Last Sale$200,000 (Mar 2022)
Tax Bill$1,387 (2025)
Deeds & MortgagesJun 2026 Mortgage
Apr 2022 Transfer
+ 7 more
Flood ZoneZone X (minimal risk)
APN2-05-076.13-01-31.00-000

Property Details

APN / Parcel Number

Primary APN2-05-076.13-01-31.00-000
Alternative APNs
  • ED05076.130131.00/000
  • 56580
  • 63679

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area1,507 sqft Living Area

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area5,227 sqft (0.12 acres)
Lot Dimensions115 ft deep x 40.4 ft wide
View / LotMajor Street/Thoroughfare
Garage TypeFinished
Garage Area294 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area40 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number63679
Street Address103 TRAFALGAR DR
CityDOVER
StateDE
Zip19904-9759
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM1
Legal DescriptionVILLAGE OF WESTOVER, LOT #18 103 TRAFALGAR DRIVE
Legal SubdivisionVILLAGE OF WESTOVER
Legal Lot Number18
JurisdictionKENT DE
Township / Civil DivisionDOVER
Census Block Group2
Census Block2010
Census Tract41802

Owner

Source: Kent County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address103 TRAFALGAR DR, DOVER, DE 19904-9759
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 11, 2026Deed of Trust, Mortgage · Conventional Mortgage
UNION FEDERAL CREDIT UNION
Apr 7, 2022Intrafamily Transfer, Transfer
Mar 15, 2022Deed, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 7, 2021Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Oct 13, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Jul 20, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
AMERICAN NEIGHBORHOOD MTG ACCEPTANC
May 18, 2020Grant Deed, Construction Loan · Construction Mortgage
ATLANTIC HM LOANS
Apr 30, 2019Quit Claim Deed, Transfer
PRISM TITLE AND CLOSING SERVICES, PRISM TITLE & CLOSING SVCS
May 13, 2020Correction Deed, Transfer
PRISM TITLE AND CLOSING SERVICES, PRISM TITLE & CLOSING SVCS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 15, 2022 · Amount on Record
Deed SaleMar 15, 2022 · Amount on Record
Prior SaleJan 7, 2021 · Amount on Record
Deed Document Number2022446727
Deed Book / Page11821 / 242
Prior Transfer DateApr 1, 2019
Prior Transfer Doc0000385636
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENT DE
Recording DateJun 11, 2026
Property Address103 TRAFALGAR DR, DOVER, DE 19904-9759
Document Number0000537835
Book / Page14246 / 47
Instrument DateMay 4, 2026
Instrument2026537835
Transaction TypeMortgage
Record UpdatedJul 20, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 TRAFALGAR DR, DOVER, DE 19904-9759

Mortgage

Document Number0000537835,
DateJun 11, 2026
Book Page14246/47
Instrument2026537835
Lender
NameUNION FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 22, 2041
Interest
Rate TypeFixed Rate
Rate5.77%
Initial TypeFixed Rate
Max Rate-1%

April 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKENT DE
Recording DateApr 7, 2022
Property Address103 TRAFALGAR DR, DOVER, DE 19904-9759
Document Number0000448722
Book / Page11871 / 70
Map ReferenceMB 32 PG 50
Instrument DateFeb 18, 2022
Instrument2022-448722
Transaction TypeTransfer
Record UpdatedApr 25, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 TRAFALGAR DR, DOVER, DE 19904-9759

March 2022: Deed, Transfer

Document TypeDeed
JurisdictionKENT DE
Recording DateMar 15, 2022
Property Address103 TRAFALGAR DR, DOVER, DE 19904-9759
Document Number0000446727
Book / Page11821 / 242
Map ReferenceMB 32 PG 50
Instrument DateOct 15, 2021
Instrument2022-446727
Transaction TypeTransfer
Record UpdatedApr 14, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,000.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 TRAFALGAR DR, DOVER, DE 19904-9759

Mortgage

Document Number0000446728
DateMar 15, 2022
Instrument2022-446728
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term356 Months
DueNov 1, 2051

January 2021: Deed, Transfer

Document TypeDeed
JurisdictionKENT DE
Recording DateJan 7, 2021
Property Address103 TRAFALGAR DR, DOVER, DE 19904-9759
Document Number0000405170
Book / Page10698 / 185
Map ReferenceMB 32 PG 50
Instrument DateDec 9, 2020
Instrument2021-405170
Transaction TypeTransfer
Record UpdatedSep 6, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$3,620.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000405171
DateJan 7, 2021
Instrument2021-405171
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2051

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENT DE
Recording DateOct 13, 2020
Property Address103 TRAFALGAR DR, DOVER, DE 19904-9759
Document Number0000397469
Book / Page010489 / 000332
Instrument DateAug 20, 2020
Instrument397469
Transaction TypeTransfer
Record UpdatedOct 28, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address103 TRAFALGAR DR DOVER DE 199049759, DOVER, DE 19904-9759

July 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKENT DE
Recording DateJul 20, 2020
Property Address103 TRAFALGAR DR, DOVER, DE 19904-9759
Document Number0000390396
Book / Page10306 / 249
Map ReferenceMB 32 PG 50
Instrument DateJun 26, 2020
Instrument2020-390396
Transaction TypeTransfer
Record UpdatedSep 6, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 TRAFALGAR DR, DOVER, DE 19904-9759

Mortgage

Document Number0000390397
DateJul 20, 2020
Instrument2020-390397
Lender
NameAMERICAN NEIGHBORHOOD MTG ACCEPTANC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2050

May 2020: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionKENT DE
Recording DateMay 18, 2020
Property Address103 TRAFALGAR DR, DOVER, DE 19904-9759
Document Number0000385947
Book / Page010188 / 000282
Instrument DateJun 14, 2019
Instrument385947
Transaction TypeConstruction Loan
Record UpdatedJul 14, 2020
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,875.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 TRAFALGAR DR DOVER DE 199049759, DOVER, DE 19904-9759

Mortgage

Document Number385948
DateMay 18, 2020
Book Page010188/000287
Instrument385948
Lender
NameATLANTIC HM LOANS
TypeFunding / Finance Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueMay 17, 2050

April 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENT DE
Recording DateApr 30, 2019
Property Address103 TRAFALGAR DR, DOVER, DE 19904-9759
Document Number0000360898
Book / Page009572 / 000135
Instrument DateApr 1, 2019
Instrument360898
Transaction TypeTransfer
Record UpdatedMay 15, 2019
Title CompanyPRISM TITLE AND CLOSING SERVICES, PRISM TITLE & CLOSING SVCS

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3201 34TH ST S #310 ST PETERSBURG FL 337113828, 310, ST PETERSBURG, FL 33711-3828

May 2020: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionKENT DE
Recording DateMay 13, 2020
Property Address103 TRAFALGAR DR, DOVER, DE 19904-9759
Document Number0000385636
Book / Page010181 / 000080
Instrument DateApr 1, 2019
Instrument385636
Transaction TypeTransfer
Record UpdatedJul 13, 2020
Title CompanyPRISM TITLE AND CLOSING SERVICES, PRISM TITLE & CLOSING SVCS

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address103 TRAFALGAR DR DOVER DE 199049759, DOVER, DE 19904-9759

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 8, 2025

Property Jurisdictions

TypeName
StateDelaware
CountyKent County
MunicipalityDover City
Unified School DistrictCapital School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$1,387.00 (+27.01%)$236,000 (+536.12%) Land $55,600 Building $180,400
2023$1,092.00$37,100 Land $3,800 Building $33,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2016)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 95% of Delaware
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDOVER WATER DEPARTMENT
serves 39,491 people · EPA ID DE0000571
Water SourceGroundwater
Last State InspectionFeb 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 250
AT&T
Fixed Wireless		100 / 20

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