103 Tracy St, Glencoe (Gadsden), AL 35905 Property Records

Etowah County property record for 103 Tracy St, Glencoe, AL 35905

Property Summary

Property Type	Single Family Home
Details	1 ba · 992 sqft · built 1955
Lot Size	0.1 acres (4,275 sqft)
Owner	Individual Name on Record
Last Sale	$68,750 (Jul 2017)
Tax Bill	$174 (2026)
Deeds & Mortgages	Feb 2019 Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-09-29-0-001-130.001`

Property Details

APN / Parcel Number

Primary APN	`14-09-29-0-001-130.001`
Alternative APNs	`261645` `28959`

Interior

Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	992 sqft Living Area
1st Floor Area	992 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Vinyl
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	4,275 sqft (0.1 acres)
Lot Dimensions	95 ft deep x 45 ft wide

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	261645
Street Address	103 TRACY ST
City	GADSDEN
State	AL
Zip	35905-1507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H/S BASE YEAR COM SW COR LT 2 BLK 2 SIMS 2ND ADD TO GLENCOE TH NW 60 ALONG NE ROW OF TRACY ST TO POB TH NW 60 ALONG ROW TH NE 92 TH SE 50 TH SW 100 TO POB BEING PT LT 2 BLK 2 SIMS 2ND ADD TO GLENCOE 29-12-7 1881-233,1893-107,D-1996-0965,D-1996-0966,D
Legal Range	7E
Legal Township	12S
Legal Section	29
Legal Subdivision	SIMS 2ND ADD TO GLENCOE
Legal Block	2
Legal Lot Number	2
Jurisdiction	ETOWAH AL
Township / Civil Division	GADSDEN
Census Block Group	1
Census Block	1019
Census Tract	10505

Owner

Source: Etowah County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	103 TRACY ST, GADSDEN, AL 35905-1507
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2019	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE INVESTORS CORP
Jul 3, 2017	Warranty Deed, Transfer · Stand-Alone First Mortgage MORTGAGE INVESTORS GROUP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2017 · Amount on Record
Deed Sale	Jul 3, 2017 · Amount on Record
Deed Document Number	20173452728
Record Updated	Oct 29, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ETOWAH AL
Property Address	103 TRACY ST, GLENCOE, AL 35905-1507
Transaction Type	Mortgage
Record Updated	Apr 3, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3480192
Date	Feb 26, 2019
Instrument	3480192

Lender

Name	MORTGAGE INVESTORS CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ETOWAH AL
Recording Date	Jul 3, 2017
Property Address	103 TRACY ST, GLENCOE, AL 35905-1507
Document Number	3452728
Instrument Date	Jun 30, 2017
Instrument	3452728
Transaction Type	Transfer
Record Updated	Sep 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	103 TRACY ST, 103, GLENCOE, AL 35905-1507

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 BELMAR CIR, GLENCOE, AL 35905-1181

Mortgage

Document Number	3452729
Date	Jul 3, 2017
Instrument	3452729

Lender

Name	MORTGAGE INVESTORS GROUP
Type	Mortgage Company
Address	KNOXVILLE, TN 37923

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Etowah County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Etowah County
Municipality	Glencoe City
Unified School District	Etowah County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$174.00 (-9.38%) Homeowner's exemption
2025	$192.00 Homeowner's exemption	$5,880 (+0.17%) Land $680 Building $5,200	$58,700 (-) Land $6,700 Building $52,000
2023	$192.00 (+5.49%) Homeowner's exemption	$5,870 (+4.26%) Land $670 Building $5,200	$58,700 (+4.26%) Land $6,700 Building $52,000
2022	$182.00 Homeowner's exemption	$5,630 Land $670 Building $4,960	$56,300 Land $6,700 Building $49,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 46% of Alabama
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLENCOE WATER WORKS BOARD serves 6,465 people · EPA ID AL0000578
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Sparklight, Spectrum.

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