103 Tracy Ln, Oak Ridge, TN 37830 Property Records

Anderson County property record for 103 Tracy Ln, Oak Ridge, TN 37830

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,352 sqft · built 1985
Lot Size0.26 acres (11,326 sqft)
OwnerIndividual Name on File
Last Sale$315,000 (Oct 2023)
Tax Bill$649 (2022)
Deeds & MortgagesOct 2023 Sale & Mortgage
Jun 2023 Sale
Flood ZoneZone X (minimal risk)
APN001105F B 03200

Property Details

APN / Parcel Number

Primary APN001105F B 03200
Alternative APNs
  • 02105F B 105F 032.00 000
  • 105F B 03200

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,352 sqft Living Area
1st Floor Area1,040 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 2018
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,326 sqft (0.26 acres)
Garage TypeFinished
Garage Area312 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area120 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Old Parcel Number02105F B 105F 032.00 000
Street Address103 TRACY LN
CityOAK RIDGE
StateTN
Zip37830-6684
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 2
Legal SubdivisionNEW BLK 21-BX HICKORY RDG SU
Legal Block21BX
Legal Lot Number18
JurisdictionANDERSON TN
Township / Civil Division6
Census Block Group2
Census Block2003
Census Tract20100

Owner

103 Tracy Ln is owned and occupied by an individual who bought it in October 2023.

Source: Anderson County records, as of December 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address103 TRACY LN, OAK RIDGE, TN 37830-6684
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 25, 2023Warranty Deed, Transfer · FHA Mortgage
WOLFE FINANCIAL INC
Jun 14, 2023Warranty Deed, Transfer
ADMIRAL TITLE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 25, 2023 · Amount on File
Deed SaleOct 25, 2023 · Amount on File
Prior SaleJun 14, 2023 · Amount on File
Deed Document Number0001827407
Deed Book / Page1827 / 407
Record UpdatedJun 8, 2026

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionANDERSON TN
Recording DateOct 25, 2023
Property Address103 TRACY LN, OAK RIDGE, TN 37830-6684
Document Number0018270407
Book / Page1827 / 407
Map ReferenceCAB 3 SL 148-D
Instrument DateOct 25, 2023
Instrument23008505
Transaction TypeTransfer
Record UpdatedNov 9, 2023
Title CompanyCONCORD TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,165.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 TRACY LN, OAK RIDGE, TN 37830-6684

Mortgage

Document Number0023008506
DateOct 25, 2023
Instrument23008506
Lender
NameWOLFE FINANCIAL INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2053

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionANDERSON TN
Recording DateJun 14, 2023
Property Address103 TRACY LN, OAK RIDGE, TN 37830-6684
Document Number0018181836
Book / Page1818 / 1836
Map ReferenceCAB 3 ENV 148-D
Instrument DateJun 9, 2023
Instrument23004655
Transaction TypeTransfer
Record UpdatedJul 5, 2023
Title CompanyADMIRAL TITLE INC

Transaction

AmountAmount on Record
Tax$370.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2319 COVERED BRIDGE BLVD, KNOXVILLE, TN 37932-1050

Tax Assessment & Valuation

Source: Anderson County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyAnderson County
MunicipalityOak Ridge City
Unified School DistrictOak Ridge City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$72,625 Land $12,175 Building $60,450$290,500 Land $48,700 Building $241,800
2023$26,050 (-1.42%) Land $6,075 Building $19,975
2022$649.00$26,425 Land $6,075 Building $20,350
2021$105,700 (+1.44%) Land $24,300 Building $81,400
2020$104,200 Land $24,300 Building $79,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 103 Tracy Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 15 policies
Nearby Flood Policies15 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Tracy Ln is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · above 53% of Tennessee
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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