103 Towne Rd, Lafayette, LA 70508 Property Records

Lafayette Parish property record for 103 Towne Rd, Lafayette, LA 70508

Property Summary

Property Type	Single Family Home
Details	2,846 sqft · built 1997
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$470,000 (May 2023)
Tax Bill	$4,546 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jun 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`6092049`

Property Details

APN / Parcel Number

Primary APN	`6092049`

Interior

Building Area	2,846 sqft Living Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	62 ft deep x 91 ft wide
Garage Area	1,000 sqft

Location & Zoning

Street Address	103 TOWNE RD
City	LAFAYETTE
State	LA
Zip	70508-6437
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 62 AUSTIN VILLAGE SUB PHASE II (141.91X62.05X125X75.68)
Legal Range	04E
Legal Township	10S
Legal Section	02
Legal Subdivision	AUSTIN VILLAGE PH 2
Legal Phase	2
Legal Lot Number	62
Jurisdiction	LAFAYETTE LA
Township / Civil Division	G
Census Block Group	1
Census Block	1000
Census Tract	1416

Owner

103 Towne Rd is owned and occupied by an individual who bought it in May 2023.

Source: Lafayette Parish records, as of May 4, 2026

Owner of Record	Individual Name on File
Mailing Address	103 TOWNE RD, LAFAYETTE, LA 70508-6437
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANKING ASSN
May 22, 2023	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 16, 2019	Deed, Transfer · Conventional Mortgage HANCOCK WHITNEY BANK
Jun 25, 2018	Cash Sale Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2023 · Amount on File
Deed Sale	May 22, 2023 · Amount on File
Prior Sale	Jul 16, 2019 · Amount on File
Deed Document Number	202315423
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE LA
Recording Date	Apr 27, 2026
Property Address	103 TOWNE RD, LAFAYETTE, LA 70508-6437
Document Number	0000014457
Instrument Date	Apr 21, 2026
Instrument	202614457
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 TOWNE RD, LAFAYETTE, LA 70508-6437

Mortgage

Document Number	0000014457,
Date	Apr 27, 2026
Instrument	202614457

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE LA
Property Address	103 TOWNE RD, LAFAYETTE, LA 70508-6437
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900020410
Date	Jun 18, 2019
Instrument	2019-00020410

Lender

Name	FIRST NATIONAL BANKING ASSN
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	LAFAYETTE LA
Recording Date	May 22, 2023
Property Address	103 TOWNE RD, LAFAYETTE, LA 70508-6437
Document Number	202300015423
Map Reference	FILE 1997-1320
Instrument Date	May 18, 2023
Instrument	2023-00015423
Transaction Type	Transfer
Record Updated	Sep 14, 2023
Title Company	MDK TITLE, MD TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	71 N FOUNDERS WAY, HATTIESBURG, MS 39401-5579

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 TOWNE RD, LAFAYETTE, LA 70508-6437

Mortgage

Document Number	202300015424
Date	May 22, 2023
Instrument	2023-00015424

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	LAFAYETTE LA
Recording Date	Jul 16, 2019
Property Address	103 TOWNE RD, LAFAYETTE, LA 70508-6437
Document Number	201900023737
Map Reference	ENT 97-1320
Instrument Date	Jul 15, 2019
Instrument	2019-00023737
Transaction Type	Transfer
Record Updated	Sep 14, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	157 TALLULAH RDG, HATTIESBURG, MS 39402-7624

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 TOWNE RD, LAFAYETTE, LA 70508-6437

Mortgage

Document Number	201900023738
Date	Jul 16, 2019
Instrument	2019-00023738

Lender

Name	HANCOCK WHITNEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate

June 2018: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	LAFAYETTE LA
Recording Date	Jun 25, 2018
Property Address	103 TOWNE RD, LAFAYETTE, LA 70508-6437
Document Number	201800021466
Map Reference	ENT 97-1320
Instrument Date	Jun 25, 2018
Instrument	2018-00021466
Transaction Type	Transfer
Record Updated	Sep 14, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	106 FALLOW LN, BROUSSARD, LA 70518-5323

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 TOWNE RD, LAFAYETTE, LA 70508-6437

Mortgage

Document Number	201800021467
Date	Jun 25, 2018
Instrument	2018-00021467

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 103 Towne Rd was $4,546 with a homeowner's exemption.

Source: Lafayette Parish assessment roll, as of April 6, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	Lafayette Parish
Municipality	Lafayette City
Unified School District	Lafayette Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,546.00	$43,702 Land $6,223 Building $37,479	$437,020 Land $62,230 Building $374,790
2023	$3,479.00 (+0.23%) Homeowner's exemption	$39,377 (-) Land $6,223 Building $33,154	$393,770 (-) Land $62,230 Building $331,540
2022	$3,471.00 Homeowner's exemption	$39,377 Land $6,223 Building $33,154	$393,770 Land $62,230 Building $331,540

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 103 Towne Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 70 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	70 in force
Nearby Flood Claims	3 (2014–2025)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Apr 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Towne Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.4% of Louisiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LFT Fiber Fiber	10,000 / 10,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

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