Smith County property record for 103 Torrence Ln, Carthage, TN 37030
| Property Type | Single Family Home |
|---|---|
| Lot Size | 5.08 acres (221,285 sqft) |
| Owner | Company Name on File |
| Last Sale | $18,500 (Apr 2015) |
| Tax Bill | $113 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 054-022.04 |
| Primary APN | 054-022.04 |
|---|---|
| Alternative APNs |
|
| Lot Area | 221,285 sqft (5.08 acres) |
|---|---|
| Terrain | Rolling |
| Sewer | Connected |
|---|---|
| Water Source | Commercial |
| Street Address | 103 TORRENCE LN |
|---|---|
| City | CARTHAGE |
| State | TN |
| Zip | 37030 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TR 5 / C GULLATT J BACHERT UNREGISTERED PLAT |
| Legal Subdivision | AC WINFREE ESTATE 05 |
| Legal Tract | 5 |
| Jurisdiction | SMITH TN |
| Township / Civil Division | 7 |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 975200 |
103 Torrence Ln is owned by a company that bought it in April 2015.
Source: Smith County records, as of April 28, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 7 CORNERSTONE LN, CARTHAGE, TN 37030-2170 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 13, 2015 · Amount on File |
| Deed Sale | Apr 13, 2015 · Amount on File |
| Deed Document Number | 2015931 |
| Deed Book / Page | 289 / 137 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 103 Torrence Ln was $113.
Source: Smith County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Smith County |
| Municipality | South Carthage Town |
| Unified School District | Smith County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $113.00 | $6,525 Land $5,025 Building $1,500 | $26,100 Land $20,100 Building $6,000 |
| 2023 | $6,525 (-) Land $5,025 Building $1,500 | ||
| 2022 | $6,525 Land $5,025 Building $1,500 | $26,100 Land $20,100 Building $6,000 | |
| 2019 | $167.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 103 Torrence Ln in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 24 (1978–2010) |
| Claims Outside the SFHA | 16 of 24 |
| Most Recent Claim | May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 Torrence Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SMITH UTILITY DISTRICT serves 8,466 people · EPA ID TN0000636 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| DeKalb Telephone Cooperative Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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