Chatham County property record for 103 Todd St, Savannah, GA 31410
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,772 sqft · built 2006 |
| Lot Size | 0.538 acres (23,435 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $389,900 (Jun 2015) |
| Tax Bill | $5,515 (2025) |
| Deeds & Mortgages | Jul 2025 Mortgage Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-0097-04-003 |
| Primary APN | 1-0097-04-003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,772 sqft Living Area |
| 1st Floor Area | 2,772 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 23,435 sqft (0.538 acres) |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 185 sqft |
| Deck Area | 112 sqft |
| Patio Area | 742 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Electric |
| Street Address | 103 TODD ST |
|---|---|
| City | SAVANNAH |
| State | GA |
| Zip | 31410-4602 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | LTS 251 & 252 WIPI CO WILMG ISL |
| Legal Subdivision | WILMINGTON INNR |
| Legal Lot Number | 251-252 |
| Jurisdiction | CHATHAM GA |
| Township / Civil Division | TYBEE ISLAND-WILMINGTON ISLAND |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 11113 |
103 Todd St is owned and occupied by two individuals who bought it in June 2015.
Source: Chatham County records, as of October 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 103 TODD ST, SAVANNAH, GA 31410-4602 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 29, 2025 | Deed of Trust, Mortgage CAPITAL ONE |
| Apr 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 11, 2015 · Amount on File |
| Deed Sale | Jun 11, 2015 · Amount on File |
| Prior Sale | Jun 1, 2005 · Amount on File |
| Deed Document Number | 20155255 |
| Deed Book / Page | 560 / 490 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM GA |
| Property Address | 103 TODD ST, SAVANNAH, GA 31410-4602 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 103 TODD ST, SAVANNAH, GA 31410-4602 |
| Document Number | 0037330080 |
|---|---|
| Date | Jul 29, 2025 |
| Book Page | 0000003733/0000000080 |
| Name | CAPITAL ONE |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM GA |
| Property Address | 103 TODD ST, SAVANNAH, GA 31410-4602 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2021 |
| Name | Verified Name |
|---|---|
| Address | 103 TODD ST, SAVANNAH, GA 31410-4602 |
| Document Number | 0000002326/0000000130 |
|---|---|
| Date | Apr 15, 2021 |
| Book Page | 0000002326/0000000130 |
| Name | GUILD MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
The 2025 property tax bill for 103 Todd St was $5,515.
Source: Chatham County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Chatham County |
| Unified School District | Chatham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $317,800 (+17.63%) Land $38,800 Building $279,000 | $794,500 (+17.63%) Land $97,000 Building $697,500 | |
| 2025 | $5,515.00 Homeowner's exemption | $270,160 Land $38,800 Building $231,360 | $675,400 Land $97,000 Building $578,400 |
| 2023 | $281,320 (+14.77%) Land $38,800 Building $242,520 | $703,300 (+14.77%) Land $97,000 Building $606,300 | |
| 2022 | $4,916.00 | $245,120 Land $38,800 Building $206,320 | $612,800 Land $97,000 Building $515,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 103 Todd St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 204 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 204 in force |
| Nearby Flood Claims | 2 (1999–2017) |
| Most Recent Claim | Feb 2017 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 Todd St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 97.1% of Georgia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAVANNAH-WILMINGTON ISLAND serves 13,526 people · EPA ID GA0510229 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ClearWave Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
5G (outdoors only) and 4G LTE
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