103 Thorngate Rd, Durham, NC 27703 Property Records

Durham County property record for 103 Thorngate Rd, Durham, NC 27703

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,336 sqft · built 2011
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$425,000 (Sep 2026)
Tax Bill	$4,393 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Dec 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`0850-14-4920`

Property Details

APN / Parcel Number

Primary APN	`0850-14-4920`
Alternative APNs	`0850-14-49-2013` `212967`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,336 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Conventional
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	103 THORNGATE RD
City	DURHAM
State	NC
Zip	27703-9477
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDR 2.720
Legal Description	ASHTON HALL/PH:05-06/LT#3 32 PL:000187-000045
Legal Subdivision	ASHTON HALL P-5/6
Legal Phase	5-6
Legal Lot Number	332
Jurisdiction	DURHAM NC
Township / Civil Division	OAK GROVE
Census Block Group	2
Census Block	2016
Census Tract	1808

Owner

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	103 THORNGATE RD, DURHAM, NC 27703-9477
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL
Dec 1, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2026 · Amount on Record
Deed Sale	Sep 30, 2026 · Amount on Record
Prior Sale	Dec 1, 2023 · Amount on Record
Deed Document Number	2026189271
Deed Book / Page	10634 / 773
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Sep 30, 2026
Property Address	103 THORNGATE RD, DURHAM, NC 27703-9477
Document Number	0000189271
Book / Page	10634 / 773
Instrument Date	Sep 30, 2026
Instrument	2026189271
Transaction Type	Transfer
Record Updated	Oct 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$85,850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 THORNGATE RD, DURHAM, NC 27703-9477

Mortgage

Document Number	0000189272,
Date	Sep 30, 2026
Instrument	2026189272

Lender

Name	CARDINAL FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Dec 1, 2023
Property Address	103 THORNGATE RD, DURHAM, NC 27703-9477
Document Number	0100220344
Book / Page	10022 / 344
Map Reference	MB 187 PG 37-47
Instrument Date	Nov 30, 2023
Instrument	2023081153
Transaction Type	Transfer
Record Updated	Dec 12, 2023

Transaction

Amount	Amount Recorded
Tax	$800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 N MINERAL SPRINGS RD, DURHAM, NC 27703-3618

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,393.00 (+2.52%)	$432,308 (-) Land $98,600 Building $333,708	$432,308 (-) Land $98,600 Building $333,708
2025	$4,285.00 (+26.51%)	$432,308 (+67.16%) Land $98,600 Building $333,708	$432,308 (+67.16%) Land $98,600 Building $333,708
2023	$3,387.00 (+2.33%)	$258,617 Land $43,500 Building $215,117	$258,617 Land $43,500 Building $215,117
2022	$3,310.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2016)
Most Recent Claim	Jul 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, Hotwire Communications.

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