103 Thompson Ave, Gilbert, IA 50105 Property Records

Story County property record for 103 Thompson Ave, Gilbert, IA 50105

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,049 sqft · built 1982
Lot Size	0.193 acres (8,400 sqft)
Owner	2 Individual Names on File
Last Sale	$198,000 (Apr 2023)
Tax Bill	$3,440 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-09-285-110`

Property Details

APN / Parcel Number

Primary APN	`05-09-285-110`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,049 sqft Living Area
1st Floor Area	1,049 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	A-Frame
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,400 sqft (0.193 acres)
Lot Dimensions	105 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Deck Area	322 sqft
Patio Area	322 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	103 THOMPSON AVE
City	GILBERT
State	IA
Zip	50105-1010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROTHMOOR 2ND ADD LOT:227 GILBERT
Legal Range	24W
Legal Township	84N
Legal Section	09
Legal Subdivision	ROTHMOOR 2ND ADD
Legal Lot Number	227
Jurisdiction	STORY IA
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1024
Census Tract	103

Owner

103 Thompson Ave is owned and occupied by two individuals who bought it in April 2023.

Source: Story County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	103 THOMPSON AVE, GILBERT, IA 50105-1010
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage RIVERS BANK & TRUST
Apr 24, 2023	Warranty Deed, Transfer · Conventional Mortgage AVAILA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2023 · Amount on File
Deed Sale	Apr 24, 2023 · Amount on File
Prior Sale	Jul 5, 2016 · Amount on File
Deed Document Number	20232389
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	103 THOMPSON AVE, GILBERT, IA 50105-1010
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202006329
Date	Jun 15, 2020
Instrument	2020-06329

Lender

Name	RIVERS BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2040

Interest

Rate Type	Adjustable Rate

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Apr 24, 2023
Property Address	103 THOMPSON AVE, GILBERT, IA 50105-1010
Document Number	0202302389
Instrument Date	Mar 31, 2023
Instrument	2023-02389
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$316.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	103 THOMPSON AVE, GILBERT, IA 50105-1010

Mortgage

Document Number	0202302390
Date	Apr 24, 2023
Instrument	2023-02390

Lender

Name	AVAILA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 103 Thompson Ave was $3,440, up 7.8% from the year before.

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Story County
Municipality	Gilbert City
Unified School District	Gilbert Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,440.00 (+7.77%)	$197,100 Land $70,200 Building $126,900	$197,100 Land $70,200 Building $126,900
2024	$3,192.00
2023		$181,200 Land $61,200 Building $120,000	$181,200 Land $61,200 Building $120,000
2022	$2,486.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Thompson Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Thompson Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GILBERT WATER SUPPLY serves 1,211 people · EPA ID IA8531083
Water Source	Groundwater
Last State Inspection	Mar 2024
Also Mapped Here	XENIA RWD (BOONE)
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	31 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	100 / 100

May also be available: Colo Telephone Company, GigFire, Nextlink.

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