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103 Thomas St, Cranford, NJ 07016 Property Records

Union County and Cranford Township property record for 103 Thomas St, Cranford, NJ 07016 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 1909
Square Footage2,175 sqft Living Area
Lot Size8,999 sqft (0.207 acres)
OccupancyOwner Occupied
Last Sale$710,000 (2020)
Tax Bill$15,540.00 (2025)

Property Details

APN / Parcel Number

Primary APN03-00515-0000-00024
Alternative APNs
  • 030051500024
  • 6115001

Interior

Building Area2,175 sqft Living Area
Stories2 Stories

Exterior

Year BuiltBuilt 1909
Effective Year BuiltEffective 1909
Exterior MaterialStucco Exterior
Lot Area8,999 sqft (0.207 acres)
Parking Spaces1 Parking Spaces

Location & Zoning

Account Number6115001
Street Address103 THOMAS ST
CityCRANFORD
StateNJ
Zip07016-3133
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionLINCOLN HEIGHTS
Legal Block515
Legal Lot Number24
JurisdictionUNION NJ
Minor Civil DivisionCRANFORD
Census Blockgroup4
Census Block4014
Census Tract37200

Owner

Source: Union County and Cranford Township records · APN 03-00515-0000-00024

Assessment roll updated July 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address103 THOMAS ST, CRANFORD, NJ 07016-3133
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 09, 2025Deed of Trust, Mortgage · Line of Credit
AFFINITY FCU
Sep 19, 2022Deed of Trust, Mortgage · Line of Credit
AFFINITY FCU
Oct 20, 2020Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 20, 2020 · Amount on Record
Deed SaleOct 20, 2020 · Amount on Record
Prior SaleAug 03, 2015 · Amount on Record
Deed Doc Number2020329232
Deed Book / Page6386 / 2153
Record RefreshedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address103 THOMAS ST, CRANFORD, NJ 07016-3133
Transaction TypeMortgage
Record UpdatedSep 26, 2025
Title CompanyTITLE MASTERS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0156892786
DateSep 09, 2025
Book Page15689/2786
Instrument82796
Lender
NameAFFINITY FCU
TypeCredit Union
AddressBASKING RIDGE, NJ 07920
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 08, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address103 THOMAS ST, CRANFORD, NJ 07016-3133
Transaction TypeMortgage
Record UpdatedOct 05, 2022
Title CompanyOLD REPUBLIC NATL TTL INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0152792317
DateSep 19, 2022
Book Page15279/2317
Instrument43280
Lender
NameAFFINITY FCU
TypeCredit Union
AddressBASKING RIDGE, NJ 07920
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 19, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

October 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionUNION NJ
Recording DateOct 20, 2020
Property Address103 THOMAS ST, CRANFORD, NJ 07016-3133
Document Number0063832153
Book / Page006383 / 002153
Instrument DateSep 04, 2020
Instrument329232
Transaction TypeTransfer
Record UpdatedNov 04, 2020
Title CompanyTITLE INSURANCE COMMITMENT, TITLE INS COMMITMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$710.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 THOMAS ST CRANFORD NJ 070163133, CRANFORD, NJ 07016-3133

Mortgage

Document Number147942540
DateOct 20, 2020
Book Page014794/002540
Instrument701487
Lender
NameGUARANTEED RATE AFFINITY LLC
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueOct 19, 2050

Tax Assessment & Valuation

Source: Union County and Cranford Township records · Assessment roll updated July 8, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyUnion County
County SubdivisionCranford Township
Unified School DistrictCranford Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$214,400 (-) Land $82,200 Building $132,200$214,400 (-) Land $82,200 Building $132,200
2025$15,540.00 (+6.92%)$214,400 (-) Land $82,200 Building $132,200$214,400 (-) Land $82,200 Building $132,200
2024$14,534.00 (+2.53%)
2023$214,400 Land $82,200 Building $132,200$214,400 Land $82,200 Building $132,200
2022$14,176.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (34039C), updated September 24, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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