103 Thomas Ln, Colerain, NC 27924 Property Records

Bertie County property record for 103 Thomas Ln, Colerain, NC 27924

Property Summary

Property Type	Single Family Home
Lot Size	0.92 acres (40,075 sqft)
Owner	Individual Name on Record
Last Sale	$65,000 (Nov 2020)
Tax Bill	$4,239 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6868-38-0621`

Property Details

APN / Parcel Number

Primary APN	`6868-38-0621`
Alternative APN	`35189`

Exterior

Lot Area	40,075 sqft (0.92 acres)
Lot Dimensions	266 ft deep x 125 ft wide
Total Buildings	2 Buildings

Location & Zoning

Account Number	35189
Street Address	103 THOMAS LN
City	COLERAIN
State	NC
Zip	27924-8871
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POINT COMFORT #3
Legal Subdivision	POINT COMFORT
Jurisdiction	BERTIE NC
Township / Civil Division	COLERAIN
Census Block Group	6
Census Block	6001
Census Tract	960100

Owner

Source: Bertie County records, as of April 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1501 GRAY ROCK RD, CHESAPEAKE, VA 23322-2780
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2024	Deed of Trust, Mortgage · Conventional Mortgage AFFILIATED MORTGAGE SERVICES
Nov 6, 2020	Warranty Deed, Transfer · Commercial Mortgage SOUTHERN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2020 · Amount on Record
Deed Sale	Nov 6, 2020 · Amount on Record
Deed Book / Page	993 / 553
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERTIE NC
Property Address	103 THOMAS LN, COLERAIN, NC 27924-8871
Transaction Type	Mortgage
Record Updated	Feb 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1501 GRAY ROCK RD, CHESAPEAKE, VA 23322-2780

Mortgage

Document Number	0001023/31
Date	Jan 22, 2024
Book Page	1023/31

Lender

Name	AFFILIATED MORTGAGE SERVICES
Type	Mortgage Company
Address	ROCKY MOUNT, NC 27804

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERTIE NC
Recording Date	Nov 6, 2020
Property Address	103 THOMAS LN, COLERAIN, NC 27924-8871
Document Number	000993/553
Book / Page	993 / 553
Map Reference	CAB B PG 534
Instrument Date	Nov 5, 2020
Transaction Type	Transfer
Record Updated	Feb 19, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$130.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 IREDELL DR, EDENTON, NC 27932-1655

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1501 GRAY ROCK RD, CHESAPEAKE, VA 23322-2780

Mortgage

Document Number	0000993556
Date	Nov 6, 2020
Instrument	993/556

Lender

Name	SOUTHERN BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bertie County assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Bertie County
Unified School District	Bertie County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,239.00	$438,183 (-) Land $69,502 Building $368,681	$438,183 (-) Land $69,502 Building $368,681
2024		$438,183 (+111%) Land $69,502 Building $368,681	$438,183 (+111%) Land $69,502 Building $368,681
2023	$1,874.00 (+232.27%)	$207,673 (+218.02%) Land $69,502 Building $138,171	$207,673 (+218.02%) Land $69,502 Building $138,171
2022	$564.00	$65,302 Land $65,302	$65,302 Land $65,302

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Nearby Flood Policies	31 in force
Nearby Flood Claims	34 (1998–2016)
Claims Outside the SFHA	7 of 34
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Irene, Aug 2011 · 10 claims Hurricane Isabel, Sep 2003 · 18 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BERTIE COUNTY REGIONAL WATER serves 13,736 people · EPA ID NC0408085
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Mediacom Xtream Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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