103 Thode St, Whitesboro, TX 76273 Property Records

Grayson County property record for 103 Thode St, Whitesboro, TX 76273

Property Summary

Property Type	Single Family Home
Details	1,381 sqft · built 2021
Lot Size	0.146 acres (6,360 sqft)
Owner	Individual Name on Record
Tax Bill	$3,812 (2024)
Deeds & Mortgages	Sep 2021 Mortgage Aug 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`W005 4100002`

Property Details

APN / Parcel Number

Primary APN	`W005 4100002`
Alternative APN	`409370`

Interior

Building Area	1,381 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2022
Lot Area	6,360 sqft (0.146 acres)
Garage Type	Carport
Carport	Carport
Carport Area	449 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	176 sqft

Location & Zoning

Account Number	409370
Street Address	103 THODE ST
City	WHITESBORO
State	TX
Zip	76273-2222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELLIS MEALS ADDITION, BLOCK 1, LOT 2, ACRES .146
Legal Subdivision	ELLIS MEALS ADDITION
Legal Block	1
Legal Lot Number	2
Jurisdiction	GRAYSON TX
Township / Civil Division	NORTHWEST GRAYSON
Census Block Group	3
Census Block	3034
Census Tract	1103

Owner

Source: Grayson County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	103 THODE ST, WHITESBORO, TX 76273-2222
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage SPOT ON INVESTMENTS LLC
Aug 15, 2022	Vendor's Lien, Transfer · FHA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2022
Deed Sale	Aug 15, 2022
Deed Document Number	2022-27494
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	103 THODE ST, WHITESBORO, TX 76273-2222
Transaction Type	Mortgage
Record Updated	Nov 6, 2023
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000031663
Date	Sep 16, 2021
Instrument	2021-00031663

Lender

Name	SPOT ON INVESTMENTS LLC
Type	Non-Lending Institution
Address	AUSTIN, TX 78717

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

August 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Aug 15, 2022
Property Address	103 THODE ST, WHITESBORO, TX 76273-2222
Document Number	0000027494
Map Reference	DOC 2021-21
Instrument Date	Aug 12, 2022
Instrument	2022-27494
Transaction Type	Transfer
Record Updated	Oct 6, 2022
Title Company	RED RIV TITLE COMPANY, RED RIVER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10804 SEXTON DR, 10804, MCKINNEY, TX 75072-3306

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 THODE ST, WHITESBORO, TX 76273-2222

Mortgage

Document Number	0000027495
Date	Aug 15, 2022
Instrument	2022-27495

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Whitesboro City
Unified School District	Whitesboro Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$267,179 (+3.08%) Land $40,384 Building $226,795	$267,179 (+3.08%) Land $40,384 Building $226,795
2024	$3,812.00 (+323.56%)
2023		$259,190 Land $38,031 Building $221,159	$259,190 Land $38,031 Building $221,159
2022	$900.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WHITESBORO serves 4,192 people · EPA ID TX0910010
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	700 / 300
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: ElektraFi.

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