103 Third St, Deltaville, VA 23043 Property Records

Middlesex County property record for 103 Third St, Deltaville, VA 23043

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,292 sqft · built 1995
Lot Size	0.281 acres (12,263 sqft)
Owner	2 Individual Names on Record
Last Sale	$373,000 (Jul 2020)
Tax Bill	$2,260 (2026)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`41 44 216`

Property Details

APN / Parcel Number

Primary APN	`41 44 216`
Alternative APN	`14543`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,292 sqft Living Area
Gross Area	2,792 sqft
1st Floor Area	816 sqft
Basement Area	816 sqft
Unfinished Basement	816 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2003
Exterior Material	Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,263 sqft (0.281 acres)
Deck Area	564 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	14543
Street Address	103 THIRD ST
City	DELTAVILLE
State	VA
Zip	23043
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	STINGRAY POINT L0T 216 D20-1083 247-181 249-430 294-410 322-196 249-432 P13-24 08-819
Legal Subdivision	STINGRAY POINT SD
Jurisdiction	MIDDLESEX VA
Township / Civil Division	PINE TOP
Census Block Group	1
Census Block	1005
Census Tract	951200

Owner

Source: Middlesex County records, as of October 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2824 OAK POINT LN, HENRICO, VA 23233-1781
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2020 · Amount on Record
Deed Sale	Jul 1, 2020 · Amount on Record
Deed Document Number	20201083
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLESEX VA
Recording Date	Jul 1, 2020
Property Address	103 THIRD ST, DELTAVILLE, VA 23043
Document Number	0200001083
Instrument Date	Jun 29, 2020
Instrument	200001083
Transaction Type	Transfer
Record Updated	Oct 3, 2023
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2824 OAK POINT LN, HENRICO, VA 23233-1781

Mortgage

Document Number	0200001084
Date	Jul 1, 2020
Instrument	200001084

Lender

Name	MOVEMENT MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Middlesex County assessment roll, as of October 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Middlesex County
Unified School District	Middlesex County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,260.00	$370,600 (-) Land $172,000 Building $198,600	$370,600 (-) Land $172,000 Building $198,600
2025	$2,260.00 (+3.81%)	$370,600 (+3.84%) Land $172,000 Building $198,600	$370,600 (+3.84%) Land $172,000 Building $198,600
2023	$2,177.00	$356,900 Land $172,000 Building $184,900	$356,900 Land $172,000 Building $184,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 129 policies
Nearby Flood Policies	129 in force
Nearby Flood Claims	46 (1992–2022)
Claims Outside the SFHA	7 of 46
Most Recent Claim	Oct 2022 · other causes
Claims by Event	Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 17 claims Hurricane Isabel, Sep 2003 · 12 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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