103 Theodore Ln, New Bern, NC 28560 Property Records

Craven County property record for 103 Theodore Ln, New Bern, NC 28560

Property Summary

Property Type	Mobile Home
Details	4 bd · 2 ba · 2,052 sqft · built 2003
Lot Size	0.459 acres (20,009 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Dec 2022)
Tax Bill	$779 (2026)
Deeds & Mortgages	Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2-038-1-016`

Property Details

APN / Parcel Number

Primary APN	`2-038-1-016`
Alternative APNs	`113710` `91345`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	2,052 sqft Living Area
1st Floor Area	2,052 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,009 sqft (0.459 acres)
Lot Dimensions	205 ft deep x 195 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	113710
Street Address	103 THEODORE LN
City	NEW BERN
State	NC
Zip	28560-8521
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LOT 16 JONES LAKE PH II
Legal Subdivision	JONES LAKE
Legal Phase	II
Legal Lot Number	16
Jurisdiction	CRAVEN NC
Township / Civil Division	2
Census Block Group	3
Census Block	3007
Census Tract	960102

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	103 THEODORE LN, NEW BERN, NC 28560-8521
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2022 · Amount on Record
Deed Sale	Dec 2, 2022 · Amount on Record
Prior Sale	Jan 20, 2012 · Amount on Record
Deed Document Number	202210106497
Deed Book / Page	3749 / 266
Prior Transfer Date	Nov 16, 2010
Prior Transfer Doc	02957/0421
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Dec 2, 2022
Property Address	103 THEODORE LN, NEW BERN, NC 28560-8521
Document Number	003749/266
Book / Page	3749 / 266
Map Reference	CAB G SL 152H
Instrument Date	Nov 23, 2022
Instrument	10106497
Transaction Type	Transfer
Record Updated	Dec 9, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3799 NC HIGHWAY 55 W, 3799, NEW BERN, NC 28562-9378

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	103 THEODORE LN, NEW BERN, NC 28560-8521

Mortgage

Document Number	003749/269
Date	Dec 2, 2022
Book Page	3749/269
Instrument	10106498

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$779.00	$142,930 (-) Land $30,000 Building $112,930	$142,930 (-) Land $30,000 Building $112,930
2025	$779.00 (+1.56%)	$142,930 (-) Land $30,000 Building $112,930	$142,930 (-) Land $30,000 Building $112,930
2023	$767.00 (+36.48%)	$142,930 (+77.64%) Land $30,000 Building $112,930	$142,930 (+77.64%) Land $30,000 Building $112,930
2022	$562.00	$80,460 Land $20,500 Building $59,960
2018			$80,460 Land $20,500 Building $59,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 119 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	119 in force
Nearby Flood Claims	216 (1987–2022)
Claims Outside the SFHA	7 of 216
Most Recent Claim	Jan 2022 · other causes
Claims by Event	Hurricane Florence, Sep 2018 · 84 claims Hurricane Irene, Aug 2011 · 36 claims Hurricane Fran, Oct 1996 · 46 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FIRST CRAVEN SANITARY DISTRICT serves 6,325 people · EPA ID NC0425040
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35