DuPage County property record for 103 Testa Dr, Naperville, IL 60540
| Property Type | Commercial |
|---|---|
| Details | 13,492 sqft · built 1985 |
| Lot Size | 0.72 acres (31,363 sqft) |
| Owner | Company Name on Record |
| Last Sale | $10,350,000 (Apr 2016) |
| Tax Bill | $34,838 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Jun 2026 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-14-308-023 |
| Primary APN | 07-14-308-023 |
|---|
| Units | 24 Units |
|---|---|
| Building Area | 13,492 sqft Gross Area |
| 1st Floor Area | 4,494 sqft |
| 2nd Floor Area | 4,494 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Lot Area | 31,363 sqft (0.72 acres) |
| Street Address | 103 TESTA DR |
|---|---|
| City | NAPERVILLE |
| State | IL |
| Zip | 60540-4258 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | C |
| Legal Description | JEFFERSON POINT RESUB ALL |
| Legal Subdivision | JEFFERSON POINT RESUB |
| Legal Lot Number | 3 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | NAPERVILLE |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 846504 |
Source: DuPage County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2082 MICHELSON DR, 400, IRVINE, CA 92612-1214 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Aug 28, 2026 | Special Warranty Deed, Transfer · Conventional Mortgage BERKADIA COMMERCIAL MORTGAGE LLC |
| Jun 25, 2026 | Deed of Trust, Mortgage · Line of Credit KEYBANK USA |
| May 2, 2018 | Grant Deed, Mortgage KEYBANK USA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 29, 2016 · Amount on Record |
| Deed Sale | Apr 29, 2016 · Amount on Record |
| Prior Sale | Aug 26, 2011 · Amount on Record |
| Deed Document Number | 201641452 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Aug 28, 2026 |
| Property Address | 103 TESTA DR, NAPERVILLE, IL 60540-4258 |
| Document Number | 0000059311 |
| Instrument Date | Aug 27, 2026 |
| Instrument | 202659311 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Document Number | 0000059312, |
|---|---|
| Date | Aug 28, 2026 |
| Instrument | 202659312 |
| Name | BERKADIA COMMERCIAL MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Sep 1, 2031 |
| Rate | 5.7% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Jun 25, 2026 |
| Property Address | 103 TESTA DR, NAPERVILLE, IL 60540-4258 |
| Document Number | 0000042953 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 202642953 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | CHICAGO TITLE W, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Document Number | 0000042953, |
|---|---|
| Date | Jun 25, 2026 |
| Instrument | 202642953 |
| Name | KEYBANK USA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | May 2, 2018 |
| Property Address | 103 TESTA DR, NAPERVILLE, IL 60540-4258 |
| Instrument Date | May 1, 2018 |
| Instrument | 37986 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2018 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 100 TRI STATE INTL LINCOLNSHIRE IL 600694403, LINCOLNSHIRE, IL 60069-4403 |
| Document Number | 0000037986 |
|---|---|
| Date | May 2, 2018 |
| Instrument | 37986 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | 11501 OUTLOOK ST # 300, OVERLAND PARK, KS 66211-1807 |
| Amount | Amount Recorded |
|---|---|
| Term | 84 Months |
| Due | May 1, 2025 |
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Naperville Township |
| Municipality | Naperville City |
| Unified School District | Naperville Community Unit District 203 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $34,838.00 (+4.27%) | $597,504 (+9.67%) Land $129,619 Building $467,885 | $1,792,512 (+9.67%) Land $388,857 Building $1,403,655 |
| 2024 | $33,412.00 (+34.31%) | $544,820 (+41.5%) Land $118,190 Building $426,630 | $1,634,460 (+41.5%) Land $354,570 Building $1,279,890 |
| 2022 | $24,877.00 | $385,020 Land $56,830 Building $328,190 | $1,155,060 Land $170,490 Building $984,570 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPERVILLE serves 156,406 people · EPA ID IL0434670 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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