Oconee County property record for 103 Terrace Dr, Seneca, SC 29672
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,197 sqft · built 1977 |
| Lot Size | 0.569 acres (24,829 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $401 (2025) |
| Deeds & Mortgages | Sep 2025 Transfer Mar 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 211-07-02-007 |
| Primary APN | 211-07-02-007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,197 sqft Living Area |
| Basement Area | 575 sqft |
| Finished Basement | 1 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Roof Material | Shingle |
| Lot Area | 24,829 sqft (0.569 acres) |
| Garage Type | Attached |
| Garage Area | 432 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 27368 |
|---|---|
| Old Parcel Number | 211 07 02 007 |
| Street Address | 103 TERRACE DR |
| City | SENECA |
| State | SC |
| Zip | 29672-7583 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 378 HANOVER HILLS |
| Legal Subdivision | HANOVER HILLS |
| Legal Block | 2 |
| Legal Lot Number | 378 |
| Jurisdiction | OCONEE SC |
| Township / Civil Division | SENECA |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 30602 |
Source: Oconee County records, as of November 14, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 103 TERRACE DR, SENECA, SC 29672-7583 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 18, 2025 | Intrafamily Transfer, Transfer |
| Mar 8, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST BK |
| Mar 8, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 18, 2025 |
| Transfer Doc | 0000003714 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OCONEE SC |
| Recording Date | Sep 18, 2025 |
| Property Address | 103 TERRACE DR, SENECA, SC 29672-7583 |
| Document Number | 0000003714 |
| Book / Page | 3276 / 131 |
| Map Reference | MB A-422 PG 1 |
| Instrument Date | Aug 17, 2025 |
| Instrument | 3714 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 103 TERRACE DR, SENECA, SC 29672-7583 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCONEE SC |
| Property Address | 103 TERRACE DR, SENECA, SC 29672-7583 |
| Document Number | 0038110001 |
| Instrument Date | Mar 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 103 TERRACE DR SENECA SC 296727583, SENECA, SC 29672-7583 |
| Document Number | 0038110001 |
|---|---|
| Date | Mar 15, 2019 |
| Book Page | 003811/000001 |
| Name | SUNTRUST BK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 14, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCONEE SC |
| Property Address | 103 TERRACE DR, SENECA, SC 29672-7583 |
| Document Number | 0038850089 |
| Instrument Date | Mar 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 103 TERRACE DR SENECA SC 296727583, SENECA, SC 29672-7583 |
| Document Number | 0038850089 |
|---|---|
| Date | Oct 18, 2019 |
| Book Page | 003885/000089 |
| Name | SUNTRUST BK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 17, 2034 |
Source: Oconee County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Oconee County |
| Unified School District | Oconee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $401.00 (+21.88%) | $5,135 (-) Land $375 Building $4,760 | $128,363 (-) Land $9,370 Building $118,993 |
| 2024 | $329.00 | $5,135 (-) Land $375 Building $4,760 | $128,363 (-) Land $9,370 Building $118,993 |
| 2023 | $5,135 Land $375 Building $4,760 | $128,363 Land $9,370 Building $118,993 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 64% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SENECA serves 39,772 people · EPA ID SC3710002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| West Carolina Rural Telephone Cooperative Fiber | 8,000 / 8,000 |
| Vyve Broadband Cable | 1,000 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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