103 Temple Gate Dr, Cary, NC 27518 Property Records

Wake County property record for 103 Temple Gate Dr, Cary, NC 27518

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,525 sqft · built 1998
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$780,000 (May 2025)
Tax Bill	$5,788 (2025)
Deeds & Mortgages	Jun 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0751.04-83-2055-000`

Property Details

APN / Parcel Number

Primary APN	`0751.04-83-2055-000`
Alternative APNs	`0751.04-83-2055 0242603` `0751832055` `024260301` `0242603`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,525 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2008
Architectural Style	Conventional
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Lot Area	11,761 sqft (0.27 acres)
Garage Area	580 sqft
Porch	Open Porch
Porch Area	95 sqft
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	0242603
Street Address	103 TEMPLE GATE DR
City	CARY
State	NC
Zip	27518-2474
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	LO110 DANBURY SUB PHV11 BM1998-32
Legal Subdivision	DANBURY SUB PHV11
Legal Phase	V11
Legal Lot Number	110
Jurisdiction	WAKE NC
Township / Civil Division	WHITE OAK
Census Block Group	1
Census Block	1004
Census Tract	53405

Owner

103 Temple Gate Dr is owned and occupied by two individuals who bought it in May 2025.

Source: Wake County records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	103 TEMPLE GATE DR, CARY, NC 27518-2474
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2025 · Amount on File
Deed Sale	May 16, 2025 · Amount on File
Prior Sale	Jun 19, 2000 · Amount on File
Deed Document Number	202511496
Deed Book / Page	19907 / 1471
Prior Transfer Date	Oct 9, 2000
Prior Transfer Doc	8705000953
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Recording Date	Jun 15, 2026
Property Address	103 TEMPLE GATE DR, CARY, NC 27518-2474
Document Number	0000066062
Book / Page	20256 / 2398
Instrument Date	Jun 10, 2026
Instrument	202666062
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 TEMPLE GATE DR, CARY, NC 27518-2474

Mortgage

Document Number	0000066062,
Date	Jun 15, 2026
Book Page	20256/2398
Instrument	202666062

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.71%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 103 Temple Gate Dr was $5,788.

Source: Wake County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Cary Town
County	Wake County
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,788.00	$720,773 Land $220,000 Building $500,773	$720,773 Land $220,000 Building $500,773
2023	$4,349.00	$432,081 Land $80,000 Building $352,081	$432,081 Land $80,000 Building $352,081

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Temple Gate Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1999–2001)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2001 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Temple Gate Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CARY serves 227,300 people · EPA ID NC0392020
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · May 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20