103 Teddy St, Emerson, AR 71740 Property Records

Columbia County property record for 103 Teddy St, Emerson, AR 71740

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,124 sqft · built 1921
Lot Size	2.32 acres (101,059 sqft)
Owner	2 Individual Names on File
Last Sale	$110,000 (May 2022)
Tax Bill	$1,073 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-00191-00000`

Property Details

APN / Parcel Number

Primary APN	`04-00191-00000`
Alternative APN	`24259`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,124 sqft Living Area
1st Floor Area	1,624 sqft
Flooring	Hardwood

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Open Piers
Roof Type	Hip
Roof Material	Asphalt
Lot Area	101,059 sqft (2.32 acres)
Garage Type	Carport
Garage Area	900 sqft
Carport	Carport
Carport Area	900 sqft
Driveway	Concrete Driveway
Driveway Area	1,262 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	304 sqft
Deck Area	Deck Area
Patio Area	240 sqft
Storage Building	96 sqft
Utility Building	900 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	103 TEDDY ST
City	EMERSON
State	AR
Zip	71740-9601
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EMERSON ORIGINAL SURVEY ALL BLOCK 18 BOOK 2022 PAGE 1942 103 TEDDY AS TENANTS BY THE ENTIRETY ALL OF BLOCK 18 TO THE CITY OF
Legal Range	20W
Legal Township	19S
Legal Section	09
Legal Subdivision	EMERSON ORIGINAL SURVEY
Legal Block	18
Jurisdiction	COLUMBIA AR
Township / Civil Division	EMERSON
Census Block Group	3
Census Block	3029
Census Tract	950100

Owner

103 Teddy St is owned and occupied by two individuals who bought it in May 2022.

Source: Columbia County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	103 TEDDY ST, EMERSON, AR 71740-9601
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage BODCAW BANK
Sep 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage BODCAW BANK
May 20, 2022	Warranty Deed, Transfer · Conventional Mortgage FARMERS BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2022 · Amount on File
Deed Sale	May 20, 2022 · Amount on File
Deed Document Number	20221942
Prior Transfer Date	Sep 11, 2001
Prior Transfer Doc	367/367
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA AR
Property Address	103 TEDDY ST, EMERSON, AR 71740-9601
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020003390
Date	Oct 22, 2020
Instrument	2020-003390

Lender

Name	BODCAW BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA AR
Property Address	103 TEDDY ST, EMERSON, AR 71740-9601
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019002958
Date	Sep 3, 2019
Instrument	2019-002958

Lender

Name	BODCAW BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Aug 31, 2024

Interest

Rate Type	Fixed Rate

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLUMBIA AR
Recording Date	May 20, 2022
Property Address	103 TEDDY ST, EMERSON, AR 71740-9601
Document Number	2022001942
Instrument Date	May 19, 2022
Instrument	2022-001942
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$363.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	509 W MAIN ST, EMERSON, AR 71740-9360

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	103 TEDDY ST, EMERSON, AR 71740-9601

Mortgage

Document Number	2022001943
Date	May 20, 2022
Instrument	2022-001943

Lender

Name	FARMERS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	68 Months
Due	Jan 18, 2028

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 103 Teddy St was $1,073 with a homeowner's exemption, up 33% from the year before.

Source: Columbia County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Columbia County
Municipality	Emerson Town
Unified School District	Emerson-Taylor-Bradley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,073.00 (+32.96%) Homeowner's exemption	$20,885 (+32.87%) Land $2,784 Building $18,101	$104,425 Land $13,920 Building $90,505
2025	$807.00 Homeowner's exemption	$15,718 Land $1,200 Building $14,518
2023	$519.00	$10,310 Land $840 Building $9,470	$78,590 Land $6,000 Building $72,590

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 103 Teddy St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 17, 2006

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Teddy St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 73% of Arkansas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EMERSON WATERWORKS serves 1,145 people · EPA ID AR0000111
Water Source	Groundwater
Last State Inspection	Mar 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SWAT Fiber	1,000 / 1,000

May also be available: T-Mobile.

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