103 Sycamore Rd, Salisbury, NC 28147 Property Records

Rowan County property record for 103 Sycamore Rd, Salisbury, NC 28147

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,590 sqft · built 1990
Lot Size	0.539 acres (23,522 sqft)
Owner	Individual Name on Record
Last Sale	$310,000 (Oct 2025)
Tax Bill	$2,652 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Jun 2024 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`329C361`

Property Details

APN / Parcel Number

Primary APN	`329C361`
Alternative APN	`6124673`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,590 sqft Living Area
Gross Area	3,000 sqft
1st Floor Area	1,500 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Lot Area	23,522 sqft
Garage Type	Detached
Garage Area	576 sqft
Porch	Porch
Porch Area	300 sqft
Deck Area	274 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	6124673
Street Address	103 SYCAMORE RD
City	SALISBURY
State	NC
Zip	28147-9179
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	L208 WESTCLIFFE SEC 4
Legal Subdivision	WESTCLIFFE SEC 4
Legal Lot Number	208
Jurisdiction	ROWAN NC
Township / Civil Division	FRANKLIN
Census Block Group	5
Census Block	5010
Census Tract	51303

Owner

Source: Rowan County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	103 SYCAMORE RD, SALISBURY, NC 28147-9179
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2022	Deed of Trust, Mortgage · Line of Credit CARTER BANK & TRUST
Jun 11, 2024	Deed of Trust, Mortgage · Line of Credit CARTER BANK & TRUST
Feb 26, 2025	Deed of Trust, Mortgage · USDA Mortgage USDA
Oct 21, 2025	Warranty Deed, Transfer · Conventional Mortgage NOVUS HOME MORTGAGE
Mar 30, 2021	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2025 · Amount on Record
Deed Sale	Oct 21, 2025 · Amount on Record
Prior Sale	Mar 30, 2021 · Amount on Record
Deed Document Number	0000147199
Deed Book / Page	1471 / 99
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	103 SYCAMORE RD, SALISBURY, NC 28147-9179
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 SYCAMORE RD, SALISBURY, NC 28147-9179

Mortgage

Document Number	0014140035
Date	Nov 21, 2022
Book Page	1414/35

Lender

Name	CARTER BANK & TRUST
Type	Bank
Address	MOORESVILLE, NC 28115

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	103 SYCAMORE RD, SALISBURY, NC 28147-9179
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 SYCAMORE RD, SALISBURY, NC 28147-9179

Mortgage

Document Number	0014430561
Date	Jun 11, 2024
Book Page	1443/561

Lender

Name	CARTER BANK & TRUST
Type	Bank
Address	MARTINSVILLE, VA 24112

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	103 SYCAMORE RD, SALISBURY, NC 28147-9179
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 SYCAMORE RD, SALISBURY, NC 28147-9179

Mortgage

Document Number	0014570426
Date	Feb 26, 2025
Book Page	1457/426

Lender

Name	USDA
Type	Government Agency
Address	23639

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 26, 2040

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Oct 21, 2025
Property Address	103 SYCAMORE RD, SALISBURY, NC 28147-9179
Document Number	0014710099
Book / Page	1471 / 99
Map Reference	MB 9995 PG 1068
Instrument Date	Oct 8, 2025
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$620.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	372 SPRING BRANCH RD, AURORA, NC 27806-9040

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 SYCAMORE RD, SALISBURY, NC 28147-9179
Investor	Possibly a Property Investor

Mortgage

Document Number	0001471100
Date	Oct 21, 2025
Instrument	1471/100

Lender

Name	NOVUS HOME MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Mar 30, 2021
Property Address	103 SYCAMORE RD, SALISBURY, NC 28147-9179
Document Number	0013710502
Book / Page	1371 / 502
Map Reference	MB 1068
Instrument Date	Mar 29, 2021
Transaction Type	Transfer
Record Updated	Sep 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$434.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 583, SALISBURY, NC 28145-0583

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 SYCAMORE RD, SALISBURY, NC 28147-9179

Mortgage

Document Number	1371503
Date	Mar 30, 2021
Instrument	1371/503

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Salisbury City
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,652.00 (+2.08%)	$221,742 (+2.05%) Land $32,000 Building $189,742
2023	$2,598.00	$217,291 Land $32,000 Building $185,291	$221,742 Land $32,000 Building $189,742

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (2004–2020)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 50
AT&T DSL	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Sycamore Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures