103 Swett Rd, Windham, ME 04062 Property Records

Cumberland County and Windham Town property record for 103 Swett Rd, Windham, ME 04062

Property Summary

Property Type	Duplex
Details	3 bd · 2.5 ba · 1,872 sqft · built 1975
Lot Size	1.07 acres (46,783 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,392 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Dec 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`009027J 000`

Property Details

APN / Parcel Number

Primary APN	`009027J 000`
Alternative APNs	`WINM M:9 B:27 L:J` `W0040R`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Units	2 Units
Stories	1 Story
Building Area	1,872 sqft Living Area
Gross Area	4,608 sqft
1st Floor Area	1,872 sqft
Basement Area	1,872 sqft
Unfinished Basement	936 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	46,783 sqft (1.07 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	W0040R
Street Address	103 SWETT RD
City	WINDHAM
State	ME
Zip	04062-4615
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	WC
Legal Block	27
Legal Lot Number	J
Jurisdiction	WINDHAM ME
Township / Civil Division	WINDHAM
Census Block Group	3
Census Block	3004
Census Tract	4803

Owner

Source: Cumberland County and Windham Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	103 SWETT RD, WINDHAM, ME 04062-4615
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Venture

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Deed of Trust, Mortgage · Line of Credit PEOPLES CREDIT UNION
Dec 11, 2025	Warranty Deed, Transfer
Dec 11, 2025	Deed, Transfer
Mar 27, 2017	Deed of Trust, Mortgage NORWAY SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 18, 2017
Deed Sale	Jan 18, 2017
Deed Document Number	20172815
Deed Book / Page	33768 / 282
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDHAM ME
Recording Date	Apr 28, 2026
Property Address	103 SWETT RD, WINDHAM, ME 04062-4615
Document Number	0422090289
Book / Page	42209 / 289
Instrument Date	Apr 23, 2026
Instrument	202616221
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 SWETT RD, WINDHAM, ME 04062-4615
Investor	Possibly a Property Investor

Mortgage

Document Number	0000016221,
Date	Apr 28, 2026
Book Page	42209/289
Instrument	202616221

Lender

Name	PEOPLES CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Max Rate	-1%

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINDHAM ME
Recording Date	Dec 11, 2025
Property Address	103 SWETT RD, WINDHAM, ME 04062-4615
Document Number	0419280063
Book / Page	41928 / 63
Instrument Date	Nov 19, 2025
Instrument	51386
Transaction Type	Transfer
Record Updated	Dec 31, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	103 SWETT RD, WINDHAM, ME 04062-4615

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	WINDHAM ME
Recording Date	Dec 11, 2025
Property Address	103 SWETT RD, WINDHAM, ME 04062-4615
Document Number	0419280060
Book / Page	41928 / 60
Instrument Date	Nov 19, 2025
Instrument	51385
Transaction Type	Transfer
Record Updated	Dec 31, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDHAM ME
Property Address	103 SWETT RD, WINDHAM, ME 04062-4615
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0339030077
Date	Mar 27, 2017
Book Page	33903/0077
Instrument	000000013828

Lender

Name	NORWAY SAVINGS BANK

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Mar 27, 2042

Tax Assessment & Valuation

Source: Cumberland County and Windham Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Windham Town
Unified School District	Regional School Unit 14 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,392.00 (+5.15%)	$530,000 (-) Land $138,900 Building $391,100
2024	$6,079.00 (+8.15%)	$530,000 (+5.6%) Land $138,900 Building $391,100
2023	$5,621.00 (+11.51%)	$501,900 (+15.59%) Land $129,100 Building $372,800
2022	$5,041.00	$434,200 Land $102,000 Building $332,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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