103 SW 5th St, Stuart, IA 50250 Property Records

Adair County property record for 103 SW 5th St, Stuart, IA 50250

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 864 sqft · built 1980
Lot Size	0.204 acres (8,890 sqft)
Owner	Individual Name on File
Last Sale	$84,000 (Mar 2013)
Tax Bill	$2,158 (2025)
Deeds & Mortgages	Mar 2013 Foreclosure Jun 2005 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`04-05-278-008`

Property Details

APN / Parcel Number

Primary APN	`04-05-278-008`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,890 sqft (0.204 acres)
Lot Dimensions	140 ft deep x 140 ft wide
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	24 sqft
Deck Area	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	103 SW 5TH ST
City	STUART
State	IA
Zip	50250-2129
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLK 35 O T
Legal Subdivision	ORIGINAL TOWN OF STUART
Legal Block	35
Legal Lot Number	5
Jurisdiction	ADAIR IA
Township / Civil Division	LINCOLN
Census Block Group	1
Census Block	1045
Census Tract	960100

Owner

103 SW 5th St is owned and occupied by an individual who bought it in March 2013.

Source: Adair County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	103 SW 5TH ST, STUART, IA 50250-2129
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2013	Legal Action/Court Order, Foreclosure · Conventional Mortgage MIDWEST FAMILY LENDING CORP
Jun 20, 2005	Legal Action/Court Order, Foreclosure · Line of Credit FIRST STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2013 · Amount on File
Deed Sale	Mar 1, 2013 · Amount on File
Prior Sale	Jun 20, 2005 · Amount on File
Deed Document Number	2013222
Deed Book / Page	683 / 223
Record Updated	Oct 29, 2026

March 2013: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	ADAIR IA
Recording Date	Mar 1, 2013
Property Address	103 SW 5TH ST, STUART, IA 50250-2129
Document Number	000683/223
Book / Page	683 / 223
Instrument Date	Feb 23, 2013
Instrument	2013-0222
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$133.60
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 SW 5TH ST, STUART, IA 50250-2129

Mortgage

Document Number	0020130223
Date	Mar 1, 2013
Instrument	2013-0223

Lender

Name	MIDWEST FAMILY LENDING CORP
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2043

June 2005: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	ADAIR IA
Recording Date	Jun 20, 2005
Property Address	103 SW 5TH ST, STUART, IA 50250-2129
Document Number	000529/172
Book / Page	529 / 172
Instrument Date	Jun 15, 2005
Instrument	2005-1156
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$119.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	103 SW 5TH ST, STUART, IA 50250-2129

Mortgage

Document Number	0020051157
Date	Jun 20, 2005
Instrument	2005-1157

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 103 SW 5th St was $2,158 with a homeowner's exemption, up 3.5% from the year before.

Source: Adair County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Adair County
Municipality	Stuart City
Unified School District	West Central Valley Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,158.00 (+3.45%) Homeowner's exemption	$151,400 Land $28,980 Building $122,420	$151,400 Land $28,980 Building $122,420
2024	$2,086.00
2023		$134,590 (+31.04%) Land $26,570 Building $108,020	$134,590 Land $26,570 Building $108,020
2022	$1,822.00 Homeowner's exemption	$102,710 Land $16,910 Building $85,800
2021			$102,710 Land $16,910 Building $85,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 SW 5th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 4, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 SW 5th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STUART WATER SUPPLY serves 1,814 people · EPA ID IA0180001
Water Source	Purchased surface water from XENIA RWD (DES MOINES)
Last State Inspection	Jan 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Nextlink, Verizon.

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