103 SW 3rd St, Galva, IL 61434 Property Records

Henry County property record for 103 SW 3rd St, Galva, IL 61434

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,120 sqft · built 1909
Lot Size0.27 acres (11,761 sqft)
Owner2 Individual Names on File
Last Sale$75,000 (Feb 2025)
Tax Bill$2,207 (2025)
Deeds & MortgagesJun 2026 Construction Loan
Flood ZoneZone X (minimal risk)
APN24-33-232-006

Property Details

APN / Parcel Number

Primary APN24-33-232-006

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,120 sqft Living Area
1st Floor Area1,120 sqft
Basement Area560 sqft
Unfinished Basement560 sqft

Exterior

Year BuiltBuilt 1909
Effective Year BuiltEffective 1909
Construction TypeFrame
Lot Area11,761 sqft (0.27 acres)
Lot Dimensions132 ft deep x 88 ft wide
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Heating SystemGas

Location & Zoning

Street Address103 SW 3RD ST
CityGALVA
StateIL
Zip61434-1734
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1 BLK 65 ORIGINAL TOWN CITY OF GALVA
Legal SubdivisionORIGINAL TOWN CITY OF GALVA
Legal Block65
Legal Lot Number1
JurisdictionHENRY IL
Township / Civil DivisionGALVA
Census Block Group3
Census Block3047
Census Tract31100

Owner

103 SW 3rd St is owned and occupied by two individuals who bought it in February 2025.

Source: Henry County records, as of June 19, 2026

Owner of Record2 Individual Names on File
Mailing Address103 SW 3RD ST, GALVA, IL 61434-1734
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 7, 2025 · Amount on File
Deed SaleFeb 7, 2025 · Amount on File
Deed Document Number2025595
Prior Transfer DateDec 7, 2015
Prior Transfer Doc0000007389
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENRY IL
Recording DateJun 1, 2026
Property Address103 SW 3RD ST, GALVA, IL 61434-1734
Document Number0000002592
Instrument DateMay 23, 2026
Instrument20262592
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 SW 3RD ST, GALVA, IL 61434-1734

Mortgage

Document Number0000002592,
DateJun 1, 2026
Instrument20262592
Lender
NameCOMMUNITY STATE BANK
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueJun 1, 2027
Interest
Rate7%
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 103 SW 3rd St was $2,207, up 3% from the year before.

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyHenry County
County SubdivisionGalva Township
MunicipalityGalva City
Unified School DistrictGalva Community Unit School District 224 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,207.00 (+2.99%)$22,814 (+5.4%) Land $2,961 Building $19,853$68,442 (+5.4%) Land $8,883 Building $59,559
2024$2,143.00$21,645 Land $2,809 Building $18,836$64,935 Land $8,427 Building $56,508
2022$18,672 Land $2,423 Building $16,249$56,016 Land $7,269 Building $48,747
2021$1,712.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 103 SW 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 103 SW 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGALVA
serves 2,449 people · EPA ID IL0730450
Water SourceGroundwater
Last State InspectionNov 2024
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mid Century Telephone Cooperative
Fiber
1,000 / 1,000
Cambridge Telcom Services
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Nextlink.

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