103 Sunset Point Dr, Moneta, VA 24121 Property Records

Bedford County property record for 103 Sunset Point Dr, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,651 sqft · built 1968
Lot Size	0.58 acres (25,145 sqft)
Owner	Company Name on File
Last Sale	$850,000 (May 2023)
Tax Bill	$2,594 (2026)
Deeds & Mortgages	Jul 2023 Mortgage May 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`242A 2S3 21`

Property Details

APN / Parcel Number

Primary APN	`242A 2S3 21`
Alternative APNs	`24210800` `424046`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	1,651 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Metal
Lot Area	25,145 sqft (0.58 acres)
Porch	Porch
Porch Area	230 sqft
Deck Area	610 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	103 SUNSET POINT DR
City	MONETA
State	VA
Zip	24121-2148
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THAXTON LT 21 SC 3
Legal Subdivision	THAXTON
Legal Lot Number	2
Jurisdiction	BEDFORD VA
Township / Civil Division	2
Census Block Group	1
Census Block	1017
Census Tract	30503

Owner

Source: Bedford County assessment roll, APN 242A 2S3 21, as of July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	ROANOKE, VA 24014
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2023	Deed of Trust, Mortgage · Commercial Mortgage THE CITIZENS BANK OF WESTON INC
May 11, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Mar 11, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance MR COOPER

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 11, 2023 · Amount on Record
Deed Sale	May 11, 2023 · Amount on Record
Deed Document Number	20233714
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	103 SUNSET POINT DR, MONETA, VA 24121-2148
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230005860
Date	Jul 19, 2023
Instrument	230005860

Lender

Name	THE CITIZENS BANK OF WESTON INC

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 19, 2028

Interest

Rate Type	Fixed Rate

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	May 11, 2023
Property Address	103 SUNSET POINT DR, MONETA, VA 24121-2148
Document Number	0230003714
Instrument Date	May 10, 2023
Instrument	230003714
Transaction Type	Transfer
Record Updated	May 24, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 8011, ROANOKE, VA 24014-0011

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	103 SUNSET POINT DR, MONETA, VA 24121-2148
Transaction Type	Mortgage
Record Updated	Mar 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220002876
Date	Mar 11, 2022
Instrument	220002876

Lender

Name	MR COOPER

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	175 Months
Due	Oct 01, 2036

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Bedford County assessment roll as of July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,594.00	$632,900 (+1%) Land $380,000 Building $252,900
2023	$2,594.00 Additional exemption filed	$316,450	$632,900 Land $380,000 Building $252,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bedford County (51019C), as of September 29, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510190305031, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1992–2005)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2005 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 75 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: SML Wireless, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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