Muskegon County property record for 103 Sunset Ln, Whitehall, MI 49461
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,455 sqft · built 1988 |
| Lot Size | 0.409 acres (17,816 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $117,000 (Apr 2011) |
| Tax Bill | $3,151 (2025) |
| Deeds & Mortgages | May 2023 Mortgage Oct 2019 Loan Modification + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22425000000500 |
| Primary APN | 22425000000500 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,455 sqft Living Area |
| 1st Floor Area | 970 sqft |
| Basement Area | 970 sqft |
| Unfinished Basement | 970 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 17,816 sqft (0.409 acres) |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 103 SUNSET LN |
|---|---|
| City | WHITEHALL |
| State | MI |
| Zip | 49461-1911 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 RES |
| Legal Description | W-MP-0005 CITY OF WHITEHALL MILL POND PARK SUB'D LOT 5 & E 1/2 OF LOT 6 |
| Legal Subdivision | CITY OF WHITEHALL |
| Legal Lot Number | 5-6 |
| Jurisdiction | MUSKEGON MI |
| Township / Civil Division | WHITEHALL |
| Census Block Group | 2 |
| Census Block | 2044 |
| Census Tract | 3701 |
Source: Muskegon County records, as of June 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 103 SUNSET LN, WHITEHALL, MI 49461-1911 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 15, 2023 | Deed of Trust, Mortgage · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Oct 1, 2019 | Loan Modification, Mortgage · Conventional with PMI JP MORGAN CHASE BK |
| Feb 17, 2018 | Loan Modification, Mortgage · Conventional with PMI CHASE BK/MD |
| Jan 1, 2018 | Loan Modification, Mortgage · Conventional Mortgage JP MORGAN CHASE BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 13, 2011 · Amount on Record |
| Deed Sale | Apr 13, 2011 · Amount on Record |
| Deed Document Number | 20115378106 |
| Deed Book / Page | 3876 / 375 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Property Address | 103 SUNSET LN, WHITEHALL, MI 49461-1911 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 103 SUNSET LN, WHITEHALL, MI 49461-1911 |
| Document Number | 00004330/1 |
|---|---|
| Date | May 15, 2023 |
| Book Page | 4330/1 |
| Instrument | 5795594 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 316 Months |
| Due | Sep 1, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Property Address | 103 SUNSET LN, WHITEHALL, MI 49461-1911 |
| Document Number | 0005667803 |
| Instrument Date | Oct 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 103 SUNSET LN WHITEHALL MI 494611911, WHITEHALL, MI 49461-1911 |
| Document Number | 0005667803 |
|---|---|
| Date | Oct 10, 2019 |
| Book Page | 004202/000083 |
| Instrument | 5667803 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | MONROE, LA 71203-4774 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 9, 2049 |
| Rate | 3.62% |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Property Address | 103 SUNSET LN, WHITEHALL, MI 49461-1911 |
| Document Number | 0005612775 |
| Instrument Date | Feb 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2018 |
| Title Company | CHASE RECORDS CTR |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 103 SUNSET LN WHITEHALL MI 494611911, WHITEHALL, MI 49461-1911 |
| Document Number | 0005612775 |
|---|---|
| Date | Feb 27, 2018 |
| Book Page | 004147/000003 |
| Instrument | 5612775 |
| Name | CHASE BK/MD |
|---|---|
| Type | Bank |
| Address | MONROE, LA 71203-4774 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 276 Months |
| Due | Feb 26, 2041 |
| Rate | 3.75% |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Property Address | 103 SUNSET LN, WHITEHALL, MI 49461-1911 |
| Document Number | 0005641278 |
| Instrument Date | Jan 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 103 SUNSET LN WHITEHALL MI 494611911, WHITEHALL, MI 49461-1911 |
| Document Number | 0005641278 |
|---|---|
| Date | Dec 27, 2018 |
| Book Page | 004175/000531 |
| Instrument | 5641278 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | MONROE, LA 71203-4774 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 26, 2048 |
| Rate | 4.5% |
|---|
Source: Muskegon County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Muskegon County |
| Municipality | Whitehall City |
| Unified School District | Whitehall School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $117,600 (+4.07%) | $235,200 (+4.07%) | |
| 2025 | $3,151.00 Homeowner's exemption | $113,000 | $226,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2019) |
| Most Recent Claim | Sep 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHITEHALL serves 2,902 people · EPA ID MI0007100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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