St. Johns County property record for 103 Sunset Cir S, Saint Augustine, FL 32080
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,171 sqft · built 2004 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $482,000 (Jan 2026) |
| Tax Bill | $8,813 (2025) |
| Deeds & Mortgages | Jan 2026 Sale Dec 2022 Line of Credit + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 162681-0020 |
| Primary APN | 162681-0020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,171 sqft Living Area |
| Gross Area | 2,707 sqft |
| 1st Floor Area | 839 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Attached |
| Garage Area | 416 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 276 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 103 SUNSET CIR S |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32080-5156 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 50/31-34 SUNSET POINT PHASE 1 LOT 2 OR6287/134 |
| Legal Range | 30E |
| Legal Township | 07S |
| Legal Section | 32 |
| Legal Subdivision | SUNSET POINT PHASE 1 |
| Legal Phase | 1 |
| Legal Block | 4 |
| Legal Lot Number | 2 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 21408 |
Source: St. Johns County records · APN 162681-0020
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 103 SUNSET CIR S, SAINT AUGUSTINE, FL 32080-5156 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Jan 09, 2026 | Warranty Deed, Transfer UNKNOWN, FLORIDA CLOSING COMPANY LLC |
| Dec 09, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Oct 22, 2021 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 09, 2026 · Amount on Record |
| Deed Sale | Jan 09, 2026 · Amount on Record |
| Prior Sale | Oct 22, 2021 · Amount on Record |
| Deed Document Number | 20262014 |
| Deed Book / Page | 6287 / 134 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 09, 2026 |
| Property Address | 103 SUNSET CIR S, SAINT AUGUSTINE, FL 32080-5156 |
| Document Number | 0062870134 |
| Book / Page | 6287 / 134 |
| Map Reference | MB 50 PG 31-34 |
| Instrument Date | Jan 08, 2026 |
| Instrument | 2026002014 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2026 |
| Title Company | UNKNOWN, FLORIDA CLOSING COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,374.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 616 VALLEY LN, TOWSON, MD 21286-7311 |
| Name | Verified Name |
|---|---|
| Address | 103 SUNSET CIR S, SAINT AUGUSTINE, FL 32080-5156 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 103 SUNSET CIR S, SAINT AUGUSTINE, FL 32080-5156 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 616 VALLEY LN, TOWSON, MD 21286-7311 |
| Document Number | 0056771981 |
|---|---|
| Date | Dec 09, 2022 |
| Book Page | 5677/1981 |
| Instrument | 2022111551 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Nov 26, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Oct 22, 2021 |
| Property Address | 103 SUNSET CIR S, SAINT AUGUSTINE, FL 32080-5156 |
| Document Number | 0054000318 |
| Book / Page | 5400 / 318 |
| Map Reference | MB 50 PG 31-34 |
| Instrument Date | Oct 20, 2021 |
| Instrument | 2021115003 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | LAND TITLE/AMERICA INC, LAND TITLE OF AMERICA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,003.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4142 LOWER FALLS RD, SAINT ALBANS, WV 25177-7902 |
| Name | Verified Name |
|---|---|
| Address | 616 VALLEY LN, TOWSON, MD 21286-7311 |
| Document Number | 0005400320 |
|---|---|
| Date | Oct 22, 2021 |
| Instrument | 5400/320 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Municipality | St. Augustine City |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $413,030 (-6.12%) Land $90,000 Building $323,030 | $413,030 (-6.12%) Land $90,000 Building $323,030 | |
| 2025 | $8,813.00 (+5.98%) | $439,957 (+1.6%) | $439,957 (+1.6%) Land $90,000 Building $349,957 |
| 2024 | $8,316.00 (+6%) | $433,016 (+4.11%) | $433,016 (+4.11%) Land $90,000 Building $343,016 |
| 2023 | $7,845.00 (+10.68%) | $415,924 (+14.36%) | $415,924 (+14.36%) Land $90,000 Building $325,924 |
| 2022 | $7,088.00 | $363,695 | $363,695 Land $78,400 Building $285,295 |
Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 334 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 662 units insured incl. 328 condo units |
| Nearby Flood Claims | 9 (2016–2022) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Nov 2022 · Hurricane Nicole |
| Claims by Event |
|
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
May also be available: IQ Fiber Intermediate Holdings, Verizon.
Based on FCC filings for 255 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST. AUGUSTINE WS serves 43,069 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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