103 Sunny Ln, Grandy, NC 27939 Property Records

Currituck County property record for 103 Sunny Ln, Grandy, NC 27939

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,200 sqft · built 1997
Lot Size	0.76 acres (33,106 sqft)
Owner	2 Owner Names on File
Last Sale	$211,500 (Oct 2007)
Tax Bill	$1,381 (2025)
Deeds & Mortgages	Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9922-02-1407`

Property Details

APN / Parcel Number

Primary APN	`9922-02-1407`
Alternative APNs	`094F00000160000` `000205824` `9922-02`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,200 sqft Living Area

Exterior

Year Built	Built 1997
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	33,106 sqft (0.76 acres)
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000205824
Street Address	103 SUNNY LN
City	GRANDY
State	NC
Zip	27939-9787
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 GRANDY ESTATES
Legal Subdivision	GRANDY ESTATES
Legal Lot Number	16
Jurisdiction	CURRITUCK NC
Township / Civil Division	POPLAR BRANCH
Census Block Group	2
Census Block	2007
Census Tract	110401

Owner

The current owner of 103 Sunny Ln bought it in October 2007.

Source: Currituck County records, as of November 27, 2025

Owner of Record	2 Owner Names on File
Mailing Address	128 SOUNDSIDE ESTATES DR, GRANDY, NC 27939-9784

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2007 · Amount on File
Deed Sale	Oct 12, 2007 · Amount on File
Prior Sale	Aug 17, 2005 · Amount on File
Deed Document Number	0001023546
Deed Book / Page	1023 / 546
Record Updated	Jun 8, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	103 SUNNY LN, GRANDY, NC 27939-9787
Document Number	0014630767
Instrument Date	Nov 16, 2018
Transaction Type	Mortgage
Record Updated	Dec 6, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	128 SOUNDSIDE ESTATES DR GRANDY NC 279399784, GRANDY, NC 27939-9784

Mortgage

Document Number	0014630767
Date	Nov 16, 2018
Book Page	001463/000767
Instrument	339533

Lender

Name	ALBEMARLE COMMISSION
Address	12 S CHURCH ST, HERTFORD, NC 27944

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Nov 15, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 103 Sunny Ln was $1,381, up 0.1% from the year before.

Source: Currituck County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,381.00 (+0.07%)	$179,400 (-) Land $48,400 Building $131,000
2024	$1,380.00 (+9.35%)	$179,400 (-) Land $48,400 Building $131,000
2023	$1,262.00 (+17.61%)	$179,400 (-) Land $48,400 Building $131,000	$179,400 (-) Land $48,400 Building $131,000
2022	$1,073.00	$179,400 Land $48,400 Building $131,000	$179,400 (-) Land $48,400 Building $131,000
2021			$179,400 Land $48,400 Building $131,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Sunny Ln in Zone X, an area of minimal flood risk, though there have been 86 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	86 (1993–2019)
Claims Outside the SFHA	5 of 86
Most Recent Claim	Apr 2019 · tidal / storm surge
Claims by Event	Hurricane Matthew, Oct 2016 · 4 claims Hurricane Irene, Aug 2011 · 41 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Sunny Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CURRITUCK COUNTY WATER SYSTEM serves 24,130 people · EPA ID NC0427010
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20