103 Summit Pl, El Dorado, AR 71730 Property Records

Union County property record for 103 Summit Pl, El Dorado, AR 71730

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,255 sqft
Lot Size	1.04 acres (45,400 sqft)
Owner	2 Individual Names on File
Last Sale	$420,000 (May 2022)
Tax Bill	$3,645 (2025)
Deeds & Mortgages	May 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00680-00005-0000`

Property Details

APN / Parcel Number

Primary APN	`00680-00005-0000`
Alternative APN	`27517`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,255 sqft Living Area
1st Floor Area	1,722 sqft
Upper Floors Area	533 sqft
Basement Area	210 sqft
Finished Basement	210 sqft
Flooring	Hardwood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	45,400 sqft (1.04 acres)
Lot Dimensions	227 ft deep x 200 ft wide
Garage Type	Detached
Garage Area	476 sqft
Driveway	Concrete Driveway
Driveway Area	4,340 sqft

Exterior Amenities

Porch	Patio
Porch Area	216 sqft
Patio Area	651 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	103 SUMMIT PL
City	EL DORADO
State	AR
Zip	71730-3119
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRY CLUB COLONY #938570 LOT 09 & 10 #04-12412 #04-12415 8 #22R003304
Legal Range	00
Legal Township	00
Legal Section	00
Legal Subdivision	COUNTRY CLUB COLONY
Legal Block	A
Legal Lot Number	4-12415
Jurisdiction	UNION AR
Township / Civil Division	EL DORADO
Census Block Group	3
Census Block	3012
Census Tract	950600

Owner

103 Summit Pl is owned and occupied by two individuals who bought it in May 2022.

Source: Union County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	103 SUMMIT PL, EL DORADO, AR 71730-3119
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2022 · Amount on File
Deed Sale	May 3, 2022 · Amount on File
Prior Sale	Nov 29, 2004 · Amount on File
Deed Document Number	20223304
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION AR
Property Address	103 SUMMIT PL, EL DORADO, AR 71730-3119
Transaction Type	Mortgage
Record Updated	May 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022R003305
Date	May 3, 2022
Instrument	2022R003305

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2027
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	5.88%
Index	1-Year CMT
Margin	3

Tax Assessment & Valuation

The 2025 property tax bill for 103 Summit Pl was $3,645.

Source: Union County assessment roll, as of November 13, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Union County
Municipality	El Dorado City
Unified School District	El Dorado School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$70,920 (-) Land $24,000 Building $46,920	$354,600 Land $120,000 Building $234,600
2025	$3,645.00	$70,920 Land $24,000 Building $46,920
2024			$354,600 (-) Land $120,000 Building $234,600
2023	$3,645.00	$70,920 Land $24,000 Building $46,920	$354,600 Land $120,000 Building $234,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 103 Summit Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective December 9, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2018)
Most Recent Claim	Feb 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Summit Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO WATERWORKS serves 17,932 people · EPA ID AR0000550
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Oct 2025 Asbestos resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TCW Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30