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103 Summerset Dr, Arcade, NY 14009 Property Records

Wyoming County and Java Town property record for 103 Summerset Dr, Arcade, NY 14009

Property Summary

Property TypeSeasonal / Vacation Home
Details1 bd · 1 ba · 594 sqft · built 1945
Lot Size0.055 acres (2,400 sqft)
OwnerIndividual Name on Record
Last Sale$45,000 (Aug 2021)
Tax Bill$1,166 (2026)
Deeds & MortgagesNov 2022 Refinance
Nov 2022 Refinance
+ 1 more
APN563600 140.8-3-20

Property Details

APN / Parcel Number

Primary APN563600 140.8-3-20
Alternative APN
  • 360014000800030200000000

Interior

Bedrooms1 Bed
Full Baths1 Bath
Stories1 Story
Building Area594 sqft Living Area
1st Floor Area432 sqft
Upper Floors Area162 sqft

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1945
Architectural StyleCottage
Exterior MaterialWood
Foundation TypeSlab (Mat/Raft)
Lot Area2,400 sqft (0.055 acres)
Lot Dimensions80 ft deep x 30 ft wide
PorchSlab
Porch Area228 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelWood
SewerSeptic
Water SourceWell

Location & Zoning

Street Address103 SUMMERSET DR
CityARCADE
StateNY
Zip14009
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Local Zoning Code07 - MIXED
Legal DescriptionLOT 19 TOWN 8 RANGE 3 JAVA LAKE PARK LOT 103 BL
Legal Block3
Legal Lot Number20.000
JurisdictionWYOMING NY
Township / Civil DivisionJAVA
Census Block Group2
Census Block2046
Census Tract970900

Owner

Source: Wyoming County and Java Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6873 E WILLIAM STREET EXT, BATH, NY 14810-9702
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 3, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
PREMIUM MORTGAGE CO
Nov 3, 2022Deed, Transfer · Stand-Alone Refinance
PREMIUM MORTGAGE CO
Aug 19, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 19, 2021 · Amount on Record
Deed SaleAug 19, 2021 · Amount on Record
Prior SaleOct 25, 2006 · Amount on Record
Deed Document Number20213238
Deed Book / Page805 / 688
Record UpdatedOct 29, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWYOMING NY
Property Address103 SUMMERSET DR, ARCADE, NY 14009
Transaction TypeMortgage
Record UpdatedMar 14, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0010150042
DateNov 3, 2022
Book Page1015/42
Instrument4029
Lender
NamePREMIUM MORTGAGE CO
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueDec 1, 2052

November 2022: Deed, Transfer

Document TypeDeed
JurisdictionWYOMING NY
Recording DateNov 3, 2022
Property Address103 SUMMERSET DR, ARCADE, NY 14009
Document Number0008130708
Book / Page813 / 708
Instrument DateOct 17, 2022
Instrument4028
Transaction TypeTransfer
Record UpdatedApr 21, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6873 E WILLIAM STREET EXT, BATH, NY 14810-9702

Mortgage

Document Number0000004029
DateNov 3, 2022
Instrument4029
Lender
NamePREMIUM MORTGAGE CO
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueDec 1, 2052

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWYOMING NY
Recording DateAug 19, 2021
Property Address103 SUMMERSET DR, ARCADE, NY 14009
Document Number0008050688
Book / Page805 / 688
Instrument DateAug 18, 2021
Instrument3238
Transaction TypeTransfer
Record UpdatedApr 21, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address104 ROBIE ST, BUFFALO, NY 14214-2622

Tax Assessment & Valuation

Source: Wyoming County and Java Town assessment roll, as of May 12, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWyoming County
County SubdivisionJava Town
Unified School DistrictYorkshire-Pioneer Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,166.00 (+0.09%)
2025$1,165.00 (+124.04%)$46,000 (-) Land $2,200 Building $43,800$54,118 (+9.33%) Land $2,588 Building $51,530
2023$46,000 (-) Land $2,200 Building $43,800$49,500 (+7.61%) Land $2,367 Building $47,133
2022$520.00$46,000 Land $2,200 Building $43,800$46,000 Land $2,200 Building $43,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

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