Madison County property record for 103 Summer Trace Ln, Madison, AL 35757
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,011 sqft · built 2008 |
| Lot Size | 0.388 acres (16,910 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $430,000 (Jun 2021) |
| Tax Bill | $1,744 (2026) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage Jun 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-02-10-0-002-011.100 |
| Primary APN | 15-02-10-0-002-011.100 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,011 sqft Living Area |
| 1st Floor Area | 3,011 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 16,910 sqft (0.388 acres) |
| Garage Area | 315 sqft |
| Parking Spaces | 1 Parking Space |
| Gazebo | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 571857 |
|---|---|
| Street Address | 103 SUMMER TRACE LN |
| City | MADISON |
| State | AL |
| Zip | 35757-7752 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 40 SUMMERFIELD PHASE FOUR PB # 20060530000351420 |
| Legal Range | 02W |
| Legal Township | 03S |
| Legal Section | 10 |
| Legal Subdivision | SUMMERFIELD PHASE 4 |
| Legal Phase | 4 |
| Legal Lot Number | 40 |
| Jurisdiction | MADISON AL |
| Township / Civil Division | HUNTSVILLE |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 10623 |
103 Summer Trace Ln is owned and occupied by two individuals who bought it in June 2021.
Source: Madison County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 103 SUMMER TRACE LN, MADISON, AL 35757-7752 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 24, 2021 | Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jun 27, 2018 | Warranty Deed, Transfer OTHER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 24, 2021 · Amount on File |
| Deed Sale | Jun 24, 2021 · Amount on File |
| Prior Sale | Mar 5, 2008 · Amount on File |
| Deed Document Number | 202152244 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON AL |
| Recording Date | Jun 24, 2021 |
| Property Address | 103 SUMMER TRACE LN, MADISON, AL 35757-7752 |
| Document Number | 0000052244 |
| Map Reference | DOC20060530000351420 |
| Instrument Date | Jan 15, 2021 |
| Instrument | 2021-00052244 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7292 BOBCAT HOLLOW DR, EL PASO, TX 79911-2271 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 103 SUMMER TRACE LN, MADISON, AL 35757-7752 |
| Document Number | 0000052245 |
|---|---|
| Date | Jun 24, 2021 |
| Instrument | 2021-00052245 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON AL |
| Recording Date | Jun 27, 2018 |
| Property Address | 103 SUMMER TRACE LN, MADISON, AL 35757-7752 |
| Document Number | 0000041133 |
| Instrument Date | Jun 22, 2018 |
| Instrument | 41133 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2018 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Tax | $80.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 113 MISTY ELLEN DR MADISON AL 35757, MADISON, AL 35757 |
The 2026 property tax bill for 103 Summer Trace Ln was $1,744 with a homeowner's exemption, up 1.4% from the year before.
Source: Madison County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,744.00 (+1.4%) | ||
| 2025 | $1,720.00 Homeowner's exemption | $49,240 Land $9,500 Building $39,740 | $492,300 Land $95,000 Building $397,300 |
| 2023 | $1,681.00 (-45.69%) Homeowner's exemption | $48,160 (-43.97%) Land $9,500 Building $38,660 | $481,600 (+12.05%) Land $95,000 Building $386,600 |
| 2022 | $3,095.00 Homeowner's exemption | $85,960 Land $14,000 Building $71,960 | $429,800 Land $70,000 Building $359,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 103 Summer Trace Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2023.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 4 (2023) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 Summer Trace Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 99.2% of Alabama |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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