103 Summer St, Arlington, MA 02474 Property Records

Middlesex County and Arlington Town property record for 103 Summer St, Arlington, MA 02474

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,792 sqft · built 1930
Lot Size	0.138 acres (5,998 sqft)
Owner	2 Individual Names on Record
Last Sale	$413,250 (Aug 2015)
Tax Bill	$9,431 (2026)
Deeds & Mortgages	Dec 2025 Line of Credit Oct 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`43045`

Property Details

APN / Parcel Number

Primary APN	`43045`
Alternative APN	`ARLI M:067.0 B:0004 L:0015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,792 sqft Living Area
Gross Area	3,914 sqft
Basement Area	934 sqft
Unfinished Basement	934 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1955
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,998 sqft (0.138 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	43045
Street Address	103 SUMMER ST
City	ARLINGTON
State	MA
Zip	02474-2930
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	4
Legal Lot Number	15
Jurisdiction	ARLINGTON MA
Township / Civil Division	ARLINGTON
Census Block Group	3
Census Block	3013
Census Tract	356400

Owner

Source: Middlesex County and Arlington Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	103 SUMMER ST, ARLINGTON, MA 02474-2930
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Oct 16, 2017	Deed of Trust, Mortgage MEMBERS MORTGAGE COMPANY INC
Mar 22, 2018	Deed of Trust, Mortgage ARLINGTON MUN FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2015 · Amount on Record
Deed Sale	Aug 5, 2015 · Amount on Record
Deed Book / Page	65865 / 287
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARLINGTON MA
Property Address	103 SUMMER ST, ARLINGTON, MA 02474-2930
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	084958-226
Date	Dec 3, 2025
Book Page	84958/226
Instrument	148157

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	289 Months
Due	Jan 1, 2050

Interest

Rate Type	Adjustable Rate

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARLINGTON MA
Property Address	103 SUMMER ST, ARLINGTON, MA 02474-2930
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	70081-495
Date	Oct 16, 2017
Book Page	70081/495
Instrument	167266

Lender

Name	MEMBERS MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARLINGTON MA
Property Address	103 SUMMER ST, ARLINGTON, MA 02474-2930
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	70763-576
Date	Mar 22, 2018
Book Page	70763/576
Instrument	38122

Lender

Name	ARLINGTON MUN FCU

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Mar 1, 2028

Tax Assessment & Valuation

Source: Middlesex County and Arlington Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Arlington Town
Unified School District	Arlington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,431.00 (-0.44%)	$883,900 (+0.49%) Land $426,500 Building $453,300	$1,059,738 (+41.94%)
2025	$9,473.00 (+8.74%)	$879,600 (+6.92%) Land $415,700 Building $463,900	$746,605 (+3.01%)
2024	$8,712.00 (-0.22%)	$822,700 (+5.62%) Land $399,500 Building $423,200	$724,755
2023	$8,731.00	$778,900 Land $372,500 Building $406,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARLINGTON WATER DEPT. (MWRA) serves 46,308 people · EPA ID MA3010000
Water Source	Purchased surface water from MWRA
Last State Inspection	Aug 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 624 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

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