103 Suburban Dr, Elkton, MD 21921 Property Records

Cecil County property record for 103 Suburban Dr, Elkton, MD 21921

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,844 sqft · built 2003
Lot Size0.165 acres (7,200 sqft)
OwnerIndividual Name on Record
Last Sale$290,000 (Oct 2020)
Tax Bill$4,965 (2026)
Deeds & MortgagesOct 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-114678

Property Details

APN / Parcel Number

Primary APN03-114678
Alternative APNs
  • 3114678
  • 114678

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,844 sqft Total Area
Basement Area300 sqft
Finished Basement300 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area7,200 sqft (0.165 acres)
Garage TypeMixed
Garage Area418 sqft
Parking Spaces2 Parking Spaces
Deck Area328 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number114678
Street Address103 SUBURBAN DR
CityELKTON
StateMD
Zip21921-5658
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionLOT 2 - .1653 ACRE 103 SUBURBAN DRIVE CHAPEL RUN
Legal SubdivisionSUBURBAN DRIVE CHAPEL RUN
Legal Lot Number2
JurisdictionCECIL MD
Township / Civil Division3, ELKTON
Census Block Group3
Census Block3002
Census Tract30507

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin New Castle and Frenchtown Railroad Right-of-Way
listed 1976 · 2 contributing resources · NRIS 76002290

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address103 SUBURBAN DR, ELKTON, MD 21921-5658
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 15, 2020 · Amount on Record
Deed SaleOct 15, 2020 · Amount on Record
Prior SaleFeb 5, 2003 · Amount on Record
Deed Book / Page4704 / 83
Record UpdatedOct 29, 2026

October 2020: Deed, Transfer

Document TypeDeed
JurisdictionCECIL MD
Recording DateOct 15, 2020
Property Address103 SUBURBAN DR, ELKTON, MD 21921-5658
Document Number0047040083
Book / Page4704 / 83
Map ReferenceCAB 949 FO 742
Instrument DateSep 30, 2020
Transaction TypeTransfer
Record UpdatedAug 11, 2022
Title CompanyARDENT TITLE COMPANY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 SUBURBAN DR, ELKTON, MD 21921-5658

Mortgage

Document Number0000470488
DateOct 15, 2020
Instrument4704/88
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCecil County
MunicipalityElkton Town
Unified School DistrictCecil County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,965.00 (+5.28%) Homeowner's exemption$313,233 (+25.38%)$339,000 (+29.54%) Land $94,100 Building $244,900
2025$4,716.00 (+31.22%) Homeowner's exemption
2023$3,594.00$249,833$261,700 Land $73,700 Building $188,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF ELKTON
serves 15,625 people · EPA ID MD0070011
Water SourceSurface water
Last State InspectionSep 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Dec 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Talkie Communications
Fiber
10,000 / 10,000
Xfinity
Cable
2,000 / 250
IQ Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
AT&T
Fixed Wireless
100 / 20

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