103 Stratford Pl, Madison, MS 39110 Property Records

Madison County property record for 103 Stratford Pl, Madison, MS 39110

Property Summary

Property Type	Other Improved
Details	4,836 sqft · built 2022
Lot Size	5.93 acres (258,311 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (Apr 2020)
Tax Bill	$5,486 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Feb 2026 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`081B-03-008`

Property Details

APN / Parcel Number

Primary APN	`081B-03-008`
Alternative APNs	`081B-03-008/00.00` `48580`

Interior

Building Area	4,836 sqft Adjusted Area
1st Floor Area	2,987 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	258,311 sqft (5.93 acres)

Location & Zoning

Account Number	48580
Street Address	103 STRATFORD PL
City	MADISON
State	MS
Zip	39110-9819
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	R1
Legal Description	LOT 4 CHARLTON PLACE PH 1 (REVISED) -5.93 AC-
Legal Range	01E
Legal Township	08N
Legal Section	03
Legal Subdivision	CHARLTON PLACE PHASE ONE REVISED
Legal Phase	1
Legal Lot Number	4
Jurisdiction	MADISON MS
Township / Civil Division	4
Census Block Group	1
Census Block	1064
Census Tract	30403

Owner

103 Stratford Pl is owned and occupied by an individual who bought it in April 2020.

Source: Madison County records, as of July 17, 2026

Owner of Record	Individual Name on File
Mailing Address	103 STRATFORD PL, MADISON, MS 39110-9819
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF YAZOO CITY
Feb 23, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF YAZOO CITY
Nov 19, 2021	Deed of Trust, Mortgage BANKPLUS
Sep 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANKPLUS
Apr 16, 2020	Warranty Deed, Transfer · Line of Credit ORIGIN BK
Apr 7, 2017	Deed of Trust, Mortgage BANCORPSOUTH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2020 · Amount on File
Deed Sale	Apr 16, 2020 · Amount on File
Prior Sale	May 10, 2016
Deed Document Number	2020889146
Deed Book / Page	3840 / 485
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Recording Date	Jul 9, 2026
Property Address	103 STRATFORD PL, MADISON, MS 39110-9819
Document Number	0001055183
Book / Page	4704 / 386
Instrument Date	May 7, 2026
Instrument	20261055183
Transaction Type	Mortgage
Record Updated	Jul 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 STRATFORD PL, MADISON, MS 39110-9819

Mortgage

Document Number	0001055183,
Date	Jul 9, 2026
Book Page	4704/386
Instrument	20261055183

Lender

Name	BANK OF YAZOO CITY

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	57 Months
Due	Apr 25, 2031

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	103 STRATFORD PL, MADISON, MS 39110-9819
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 STRATFORD PL, MADISON, MS 39110-9819

Mortgage

Document Number	004649/586
Date	Feb 23, 2026
Book Page	4649/586
Instrument	1046276

Lender

Name	BANK OF YAZOO CITY
Type	Bank
Address	39134

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	56 Months
Due	Oct 25, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	103 STRATFORD PL, MADISON, MS 39110-9819
Transaction Type	Mortgage
Record Updated	Dec 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	159 MULLHERRIN DR, MADISON, MS 39110-4534

Mortgage

Document Number	0004136/51
Date	Nov 19, 2021
Book Page	4136/51
Instrument	944680

Lender

Name	BANKPLUS
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Amount	Amount on Record
Term	12 Months
Due	Nov 20, 2022

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	103 STRATFORD PL, MADISON, MS 39110-9819
Transaction Type	Mortgage
Record Updated	Dec 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 STRATFORD PL, MADISON, MS 39110-9819

Mortgage

Document Number	0004261/92
Date	Sep 21, 2022
Book Page	4261/92
Instrument	966175

Lender

Name	BANKPLUS
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Apr 16, 2020
Property Address	103 STRATFORD PL, MADISON, MS 39110-9819
Document Number	0000889146
Book / Page	003840 / 000485
Instrument Date	Apr 14, 2020
Instrument	889146
Transaction Type	Transfer
Record Updated	Jun 15, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	159 MULLHERRIN DR MADISON MS 391104534, MADISON, MS 39110-4534

Mortgage

Document Number	889147
Date	Apr 16, 2020
Book Page	003840/000488
Instrument	889147

Lender

Name	ORIGIN BK
Address	RIDGELAND, MS 39157

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Apr 15, 2025

Interest

Rate Type	Adjustable Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	103 STRATFORD PL, MADISON, MS 39110-9819
Document Number	0000810496
Book / Page	003466 / 000730
Instrument Date	Apr 7, 2017
Transaction Type	Mortgage
Record Updated	Jun 29, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	761 RICE RD #1319 RIDGELAND MS 391571094, 1319, RIDGELAND, MS 39157-1094

Mortgage

Document Number	0000810496
Date	Apr 12, 2017
Book Page	003466/000730
Instrument	810496

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-4360

Agreement

Amount	Amount on Record
Term	180 Months
Due	Apr 11, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 103 Stratford Pl was $5,486 with a homeowner's exemption.

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Unified School District	Canton Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,486.00 Homeowner's exemption	$60,082	$600,820 Land $75,000 Building $525,820
2024	$5,486.00 (+0.83%)
2023	$5,441.00 Homeowner's exemption	$60,082	$600,820 Land $75,000 Building $525,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Stratford Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Stratford Pl is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 82% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, NETSPEEDMS.

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