Kenton County property record for 103 Stevenson Rd, Erlanger, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,081 sqft · built 1946 |
| Lot Size | 0.31 acres (13,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $220,000 (Nov 2022) |
| Tax Bill | $2,901 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage Nov 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 015-20-10-002.00 |
| Primary APN | 015-20-10-002.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,081 sqft Finished Area |
| Gross Area | 1,459 sqft |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 13,500 sqft (0.31 acres) |
| Lot Dimensions | 150 ft deep x 90 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 103 STEVENSON RD |
|---|---|
| City | ERLANGER |
| State | KY |
| Zip | 41018-2249 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUGAR GROVE BLK F PT LOTS 118-119-120 90'X 150' 100' N LOT 124 WS STEVENSON RD |
| Legal Subdivision | SUGAR GROVE OR STEVENSON |
| Legal Phase | F |
| Legal Block | F |
| Legal Lot Number | 118,11 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 65600 |
103 Stevenson Rd is owned and occupied by two individuals who bought it in November 2022.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 103 STEVENSON RD, ERLANGER, KY 41018-2249 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 6, 2022 | Deed of Trust, Mortgage HERITAGE SOUTHEAST BANK |
| Nov 15, 2022 | Warranty Deed, Transfer · VA Mortgage NATIONS RELIABLE LENDING LLC |
| May 27, 2022 | Commissioner's Deed, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 15, 2022 · Amount on File |
| Deed Sale | Nov 15, 2022 · Amount on File |
| Prior Sale | May 27, 2022 · Amount on File |
| Deed Document Number | 202228 |
| Deed Book / Page | 199 / 903 |
| Prior Transfer Date | Sep 28, 2005 |
| Prior Transfer Doc | 0005900173 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 103 STEVENSON RD, ERLANGER, KY 41018-2249 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2024 |
| Name | Verified Name |
|---|---|
| Address | 10823 OMAHA RACE, UNION, KY 41091-9080 |
| Document Number | 0005900175 |
|---|---|
| Date | Sep 6, 2022 |
| Book Page | 404/283 |
| Instrument | 22090605900175 |
| Name | HERITAGE SOUTHEAST BANK |
|---|---|
| Type | Bank |
| Address | ASHLAND, KY 41101 |
| Amount | Amount on Record |
|---|---|
| Term | 11 Months |
| Due | Aug 26, 2023 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Nov 15, 2022 |
| Property Address | 103 STEVENSON RD, ERLANGER, KY 41018-2249 |
| Document Number | 0005900028 |
| Book / Page | 199 / 903 |
| Map Reference | PL A PG 304 |
| Instrument Date | Nov 10, 2022 |
| Instrument | 22111505900028 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2024 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10823 OMAHA TRCE, UNION, KY 41091-9080 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 103 STEVENSON RD, ERLANGER, KY 41018-2249 |
| Document Number | 0005900029 |
|---|---|
| Date | Nov 15, 2022 |
| Instrument | 22111505900029 |
| Name | NATIONS RELIABLE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Commissioner's Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 27, 2022 |
| Property Address | 103 STEVENSON RD, ERLANGER, KY 41018-2249 |
| Document Number | 0005900003 |
| Book / Page | 167 / 614 |
| Map Reference | PG 304 |
| Instrument Date | Mar 11, 2022 |
| Instrument | 22052705900003 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 5, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 230 MADISON AVE # AVE8TH, AVE8TH, COVINGTON, KY 41011-1539 |
| Name | Verified Name |
|---|---|
| Address | 10823 OMAHA TRCE, UNION, KY 41091-9080 |
The 2025 property tax bill for 103 Stevenson Rd was $2,901.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Erlanger City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $220,000 (-) Land $25,000 Building $195,000 | $220,000 (-) Land $25,000 Building $195,000 | |
| 2025 | $2,901.00 | $220,000 Land $25,000 Building $195,000 | $220,000 Land $25,000 Building $195,000 |
| 2023 | $2,857.00 | $220,000 Land $25,000 Building $195,000 | $220,000 Land $25,000 Building $195,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 103 Stevenson Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 103 Stevenson Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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