103 Steven St, Ruskin, FL 33570 Property Records

Hillsborough County property record for 103 Steven St, Ruskin, FL 33570

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,679 sqft · built 1969
Lot Size	0.359 acres (15,629 sqft)
Owner	Company Name on File
Last Sale	$590,000 (Jun 2020)
Tax Bill	$10,703 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`031993-0000`

Property Details

APN / Parcel Number

Primary APN	`031993-0000`
Alternative APN	`U11321818V000000000140`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,679 sqft Living Area
Gross Area	4,369 sqft
1st Floor Area	2,679 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1997
Architectural Style	Mansion
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	15,629 sqft (0.359 acres)
Lot Dimensions	100 ft deep x 150 ft wide
View / Lot	Waterfront
Garage Type	Attached
Garage Area	800 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	354 sqft
Patio Area	312 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0319930000
Street Address	103 STEVEN ST
City	RUSKIN
State	FL
Zip	33570-3040
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSC-6
Legal Description	COLLURA SUB LOT 14 & LOT 15 LESS THAT PART BEG AT NW COR & RUN S ELY ALONG W BDRY 74 FT MOL TO RIVER N ELY ALONG RIVER 41.6 FT NWLY 59 FT TO R/W OF STEVENS ST SWLY ALONG R/W 26.88 FT TO POB
Legal Range	18E
Legal Township	32S
Legal Section	11
Legal Subdivision	COLLURA SUB
Legal Tract	18V
Legal Lot Number	14
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	RUSKIN
Census Block Group	2
Census Block	2035
Census Tract	14121

Owner

103 Steven St is owned by a company that acquired it in January 2026 and is owner-occupied.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record	Company Name on File
Mailing Address	4107 CRESCENT PARK DR, RIVERVIEW, FL 33578-3030
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2020 · Amount on File
Deed Sale	Jun 16, 2020 · Amount on File
Deed Document Number	2020245925
Last Transfer Date	Jan 5, 2026
Transfer Doc	0000003638
Record Updated	Oct 29, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Jun 16, 2020
Property Address	103 STEVEN ST, RUSKIN, FL 33570-3040
Document Number	0000245925
Map Reference	MB 34 PG 2
Instrument Date	Jun 9, 2020
Instrument	2020245925
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	ALL AMERICAN TITLE PROS LLLP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,130.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	625 N CALHOUN ST, 625, QUINCY, FL 32351-1723

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 STEVEN ST, RUSKIN, FL 33570-3040

Mortgage

Document Number	0000245926
Date	Jun 16, 2020
Instrument	2020245926

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 103 Steven St was $10,703 with a homeowner's exemption, up 8.5% from the year before.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$607,640 (+2.47%)	$608,930 (+1.07%) Land $288,420 Building $320,510
2025	$10,703.00 (+8.46%) Homeowner's exemption	$593,003	$602,511 Land $288,420 Building $314,091
2024	$9,868.00 (+2.58%)
2023	$9,620.00 (+2.37%) Homeowner's exemption	$562,662 (+1.99%) Land $262,200 Building $300,462	$562,662 (-4.36%) Land $262,200 Building $300,462
2022	$9,397.00 Homeowner's exemption	$551,693	$588,304 Land $262,200 Building $326,104

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Steven St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 872 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,051 units insured incl. 179 condo units
Nearby Flood Claims	223 (1993–2025)
Claims Outside the SFHA	1 of 223
Most Recent Claim	Nov 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims Hurricane Helene, Sep 2024 · 207 claims Hurricane Idalia, Aug 2023 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Steven St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TAMPA SUN ESTATES #5 private · serves 87 people · EPA ID FL6291037
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Steven St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures