Effingham County property record for 103 Stephens Dr, Rincon, GA 31326
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,288 sqft · built 1984 |
| Lot Size | 2.53 acres (110,207 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $245,000 (Jul 2013) |
| Tax Bill | $3,554 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0450B-021-000 |
| Primary APN | 0450B-021-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,288 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Shed Roof |
| Roof Material | Composition Shingle |
| Lot Area | 110,207 sqft (2.53 acres) |
| Garage Type | Carport |
| Garage Area | 576 sqft |
| Carport | Carport |
| Carport Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 648 sqft |
|---|---|
| Porch | Patio |
| Porch Area | 444 sqft |
| Shed | 1 Shed |
| Shed Area | 72 sqft |
| Utility Building | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 17555 |
|---|---|
| Street Address | 103 STEPHENS DR |
| City | RINCON |
| State | GA |
| Zip | 31326-5429 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR-1 |
| Legal Description | 2.53 AC LOT 21 PH 1B |
| Legal Subdivision | PINE POINT ESTATES |
| Legal Phase | 1B |
| Legal Lot Number | 21 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 30309 |
Source: Effingham County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 103 STEPHENS DR, RINCON, GA 31326-5429 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 26, 2013 · Amount on Record |
| Deed Sale | Jul 26, 2013 · Amount on Record |
| Prior Sale | Jul 7, 1980 · Amount on Record |
| Deed Document Number | 20131775 |
| Deed Book / Page | 2204 / 921 |
| Record Updated | Oct 29, 2026 |
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $166,286 (-) Land $78,596 Building $87,690 | $415,713 (-) Land $196,489 Building $219,224 | |
| 2025 | $3,554.00 (+10.99%) Homeowner's exemption | $166,286 (+13.36%) Land $78,596 Building $87,690 | $415,713 (+13.36%) Land $196,489 Building $219,224 |
| 2024 | $3,202.00 (+6.31%) Homeowner's exemption | $146,686 (+43.32%) Land $58,392 Building $88,294 | $366,714 (+43.32%) Land $145,980 Building $220,734 |
| 2022 | $3,012.00 Homeowner's exemption | $102,348 Land $18,216 Building $84,132 | $255,870 Land $45,540 Building $210,330 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 84% of Georgia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERFORD PLANTATION SUBDIVISION private · serves 182 people · EPA ID GA1030103 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ClearWave Fiber | 7,000 / 7,000 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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